Credit Card Debt Rises As Consumers Face Higher Costs Of Living
Credit Card Debt Rises As Consumers Face Higher Costs Of Living
U.S. consumers are certainly pulling out their credit cards to pay for goods and services, federal data has shown.
美国消费者当然使用信用卡支付商品和服务，联邦数据已经显示。
The total outstanding credit card balance rose $11.3 billion to nearly $5.07 trillion in May, beating April's jump by $4.8 billion, according to data released by the Federal Reserve on Monday.
根据周一联邦储备银行发布的数据，五月份信用卡的总未付余额上升了113亿美元，达到了近5.07万亿美元，超过了四月份的增长48亿美元。
The median forecast in a Bloomberg survey of economists called for an $8.9 billion increase for May, which has not been adjusted for inflation.
经济学家的一项彭博调查预测，五月份的增长金额为89亿美元，尚未经过通胀调整。
Also Read: $MasterCard (MA.US)$ Looks To Fight Cyber Threats: What's Going On With Credit Card Company's Shares Thursday?
还阅读：$万事达 (MA.US)$第一资本信贷寻求对抗网络威胁：信用卡公司股份周四走势如何？
Revolving credit, which includes credit cards, spiked $7 billion in May to almost $1.35 trillion, the Fed data revealed. May's increase in credit card debt reversed a $900 million decline in borrowings during the month of April.
信用卡债务，包括信用卡，于五月份激增了700亿美元，达到近1.35万亿美元，联邦数据显示。五月份信用卡债务的增加扭转了四月份的90000万美元的借款额度下降。
Americans are putting more purchases on their credit cards after spending their COVID-19 pandemic savings and facing higher costs of living, Bloomberg reported.
彭博社报道称，美国人在把COVID-19流行期间的储蓄用尽后，开始使用更多的信用卡进行消费，并面临着更高的生活成本。
The report also showed that credit card interest rates rose to 22.76% in May, up from 22.63% during the first quarter. The report did not show interest rates for March and April.
报告还显示，五月份信用卡利率上涨至22.76%，较第一季度的22.63%上涨。该报告未公布三月和四月的利率。
Price Action: Credit card issuers gave mixed reactions to Monday's Fed report. $Visa (V.US)$ declined 1.46% to $266.40, while $MasterCard (MA.US)$fell 0.72% to $446.24.
价格走势：周一联邦储备委员会报告出台后，信用卡发行商作出了不同的反应。$Visa (V.US)$下跌1.46%至266.40美元，而$万事达 (MA.US)$下跌0.72%至446.24美元。
$JPMorgan (JPM.US)$ gained 0.22% on Monday to close at $205.17 as $American Express (AXP.US)$ slipped 0.47% to $234.51 and $Citigroup (C.US)$ picked up 1.09% to $64.74. $Capital One Financial (COF.US)$ slid 0.14% to $135.81.
$摩根大通 (JPM.US)$上涨0.22%，收于205.17美元，而$美国运通 (AXP.US)$下跌0.47%，至234.51美元，而$花旗集团 (C.US)$上涨1.09%，至64.74美元。$第一资本信贷 (COF.US)$下跌0.14%，至135.81美元。