Insurance Underwriting Stock Will Benefit From Favorable Industry Trends, Says Bullish Analyst
Insurance Underwriting Stock Will Benefit From Favorable Industry Trends, Says Bullish Analyst
Unum Group (NYSE:UNM) shares remained volatile in early trading on Thursday.
周四早盘，Unum集团（纽约证券交易所代码：UNM）的股价仍然波动。
In the insurance industry, underwriting stocks represent "the greatest growth, least reliance on variable investment income and also greatest amount of moats," according to Piper Sandler.
派珀·桑德勒认为，在保险行业，承保股票是 “增长最大，对可变投资收益的依赖最少，护城河量也最大”。
The Unum Analyst: John Barnidge initiated coverage of Unum with an Overweight rating and price target of $57.
Unum分析师：约翰·巴尼奇开始对Unum进行报道，增持评级，目标股价为57美元。
The Unum Thesis: The pandemic triggered a secular shift favoring underwriting and growth trends, which drives the company's core business, "where it is winning with its integration with HR platforms," Barnidge said in the initiation note.
Unum论文：巴尼奇在启动说明中说，疫情引发了有利于承保和增长趋势的长期转变，这推动了公司的核心业务，“通过与人力资源平台的整合，它取得了胜利”。
Check out other analyst stock ratings.
查看其他分析师股票评级。
The pandemic brought in work flexibility, the need to retain talent, dynamic pricing, and higher premiums from inflation, the analyst stated.
这位分析师表示，疫情带来了工作灵活性、留住人才的需求、动态定价以及更高的通货膨胀保费。
"HR platform integration helps UNM win on the field," with its benefits products, he added.
他补充说：“人力资源平台整合有助于UnM凭借其福利产品在球场上获胜。”
"Rates are higher while risk transfers are broadening when UNM's free cashflow conversion is increasing," Barnidge further wrote.
巴尼奇进一步写道：“当UNM的自由现金流转换率增加时，利率更高，而风险转移也在扩大。”
UNM Price Action: Shares of Unum had risen by 0.49% to $51.48 at the time of publication on Thursday.
uNm价格走势：在周四发布时，Unum的股价上涨了0.49％，至51.48美元。
Photo: Shutterstock
照片：Shutterstock