How To Earn $500 A Month From Bank of America Stock Ahead Of Q2 Earnings
How To Earn $500 A Month From Bank of America Stock Ahead Of Q2 Earnings
Bank of America Corporation (NYSE:BAC) will release its second-quarter financial results, before the opening bell on Tuesday, July 16.
美国银行公司（NYSE:BAC）将于7月16日星期二开盘前发布其第二季度财务业绩。
Analysts expect the Charlotte, North Carolina-based company to report quarterly earnings at 80 cents per share, down from 88 cents per share in the year-ago period. Bank of America is expected to post revenue of $25.22 billion, according to data from Benzinga Pro.
分析师们预计，这家总部位于北卡罗来纳州夏洛特市的公司将报告每股80美分的季度收益，低于去年同期的88美分。据Benzinga Pro数据，美国银行的营业收入预计为252.2亿美元。
On July 9, Piper Sandler upgraded the stock from Underweight to Neutral and raised its price target from $37 to $42.
7月9日，派杰投资将该股票的评级从轻仓调高至中立，并将其目标价格从37美元上调至42美元。
With the recent buzz around Bank of America, some investors may be eyeing potential gains from the company's dividends too. Bank of America currently offers an annual dividend yield of 2.30% — a quarterly dividend amount of 24 cents per share (96 cents a year).
随着近期围绕美国银行的热议，一些投资者可能也在关注该公司的股息潜力。美国银行目前提供每年2.30%的股息收益率——每股季度股息派发24美分（每年96美分）。
So, how can investors exploit its dividend yield to pocket a regular $500 monthly?
那么，投资者如何利用其股息收益率来获得每月500美元的固定收益？
To earn $500 per month or $6,000 annually from dividends alone, you would need an investment of approximately $261,313 or around 6,250 shares. For a more modest $100 per month or $1,200 per year, you would need $52,263 or around 1,250 shares.
要仅通过股息每月获得500美元或每年获得6000美元的收入，需要投资约261,313美元或约6250股。要获得更适中的每月100美元或每年1200美元，需要投资52263美元或约1250股。
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To calculate: Divide the desired annual income ($6,000 or $1,200) by the dividend ($0.96 in this case). So, $6,000 / $0.96 = 6,250 ($500 per month), and $1,200 / $0.96 = 1,250 shares ($100 per month).
计算方法：将预期年收入（6000美元或1200美元）除以每股股息（0.96美元）。所以，$6,000/$0.96=6250美元（每月500美元），$1,200/$0.96=1250股（每月100美元）。
Note that dividend yield can change on a rolling basis, as the dividend payment and the stock price both fluctuate over time.
请注意，股息收益率可以根据股利支付和股票价格随时间滚动变化。
How that works: The dividend yield is computed by dividing the annual dividend payment by the stock's current price.
其计算方法如下：将每年的股息支付除以当前股票价格。
For example, if a stock pays an annual dividend of $2 and is currently priced at $50, the dividend yield would be 4% ($2/$50). However, if the stock price increases to $60, the dividend yield drops to 3.33% ($2/$60). Conversely, if the stock price falls to $40, the dividend yield rises to 5% ($2/$40).
例如，如果一只股票每年支付2美元的股息，并且目前的价格为50美元，则股息收益率将为4%（2美元/50美元）。但是，如果股票价格上涨到60美元，则股息收益率下降到3.33%（2美元/60美元）。相反，如果股票价格下跌到40美元，则股息收益率上升到5%（2美元/40美元）。
Similarly, changes in the dividend payment can impact the yield. If a company increases its dividend, the yield will also increase, provided the stock price stays the same. Conversely, if the dividend payment decreases, so will the yield.
同样，股息支付的变化也会影响收益率。如果一家公司增加其股息，则在股票价格保持不变的情况下，收益率也会增加。相反，如果股息支付减少，收益率也会随之降低。
BAC Price Action: Shares of Bank of America rose 0.2% to close at $41.81 on Thursday.
BAC股价表现：周四美国银行股票上涨0.2%，收于41.81美元。
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