Analyst Expects Discover Financial To Further Narrow FY24 Guidance This Year: Details
Analyst Expects Discover Financial To Further Narrow FY24 Guidance This Year: Details
Discover Financial Services (NYSE:DFS) shares are trading higher today after the company reported better-than-expected second-quarter EPS results yesterday.
昨天公司公布的第二季度每股收益结果超出预期，因此发现金融服务（纽交所：DFS）的股票今天交易较高。
The company reported GAAP earnings of $6.06 per share, beating the estimate of $3.07 per share, and quarterly Net Interest Income (NII) of $3.524 billion.
该公司报告的每股普通股收益为6.06美元，超过每股3.07美元的预期，并盈利了每股35.24亿美元的净利息收入。
RBC Capital Markets analyst Jon G. Arfstrom says the stock's performance (Sector Perform, with a $140 price target) is likely to be influenced primarily by the pending merger with Capital One Financial Corporation (NYSE:COF), with the expectation that the acquisition will eventually be completed.
RBC资本市场分析师Jon G. Arfstrom表示，随着与第一资本信贷公司（纽交所：COF）的成合并不久，该股票的表现（板块表现，目标价140美元）将主要受到影响，预计并购最终将完成。
Concurrently, Discover is progressing independently by addressing regulatory and compliance issues, simplifying operations focused on core consumer banking and everyday card products, divesting student lending, and achieving peak credit costs, writes the analyst.
同时，分析师写道，发现公司正在独立地解决监管和合规问题，并简化业务，专注于核心消费者银行和日常信用卡产品，剥离学生贷款，并实现峰值信贷成本。
Arfstrom anticipates these strategic actions to position the company well as it moves forward in the year.
Arfstrom预计，这些战略举措将有助于使公司在今年继续前进。
The company now projects an FY24 margin of 11.1% to 11.4%, up from 10.7% to 11.0% previously, with the student loan sale expected to boost the NIM by around 10 basis points.
该公司现在预计2024年净利率为11.1%-11.4%，较之前的10.7%-11.0%有所提高。学生贷款的出售预计将使网息收入率提高约10个基点。
The analyst anticipates management will narrow the guidance range further as 2024 progresses. Additionally, the buyback remains on hold due to the pending merger.
分析师预计，随着2024年的到来，管理层会进一步缩小指导范围。此外，由于待并购的原因，回购计划仍处于停顿状态。
Seperately, the company disclosed a deal to sell its $10.1 billion private student loan portfolio to investment vehicles managed by The Carlyle Group Inc. (NASDAQ:CG) and KKR & Co. Inc. (NYSE:KKR), with servicing to be handled by Firstmark Services, a division of Nelnet, Inc.(NYSE:NNI).
另外，该公司披露了一项交易，将其101亿美元的私人学生贷款组合出售给由凯雷公司(NASDAQ: CG)和KKR & Co. Inc. (纳斯达克: KKR)管理的投资工具，由Nelnet，Inc.(纽交所: NNI)分部Firstmark Services处理服务。
The portfolio is set to be sold for approximately $10.8 billion, reflecting a premium of around $700 million or about 7%, says the analyst.
分析师表示，这一组合预计将以约108亿美元的价格出售，折价约7000万美元，相当于7%左右。
Arfstrom writes that the robust premium on the portfolio reflects its high quality and attractiveness, aligning with management's expectations upon announcing the business exit several quarters ago.
Arfstrom写道，该组合的高质量和吸引力反映在其高额的溢价上，与管理层数个季度前宣布的业务退出的预期相一致。
Investors can gain exposure to the stock via BlackRock ETF Trust BlackRock Future Financial And Technology ETF (NYSE:BPAY) and Amplify ETF Trust Amplify Mobile Payments ETF (NYSE:IPAY).
投资者可以通过BlackRock ETF Trust BlackRock Future Financial和Technology ETF (纽交所: BPAY)和Amplify ETF Trust Amplify Mobile Payments ETF(NYSE: IPAY)获得该股票的投资回报。
Price Action: DFS shares are up 0.28% at $141.81 at the last check Thursday.
截至上周四最后一次查询，DFS股票上涨0.28%，报141.81美元。
Disclaimer: This content was partially produced with the help of AI tools and was reviewed and published by Benzinga editors.
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