Passive Income: How to Earn Safe Dividends With Just $10,000
Passive Income: How to Earn Safe Dividends With Just $10,000
Investing in high-quality dividend stocks offers investors an opportunity to generate relatively safe passive income. However, itâs important to recognize that all investments carry inherent risks, meaning no investment can generate risk-free passive income.
投资高质量分红股为投资者提供了一个相对安全的被动收入机会。然而，必须认识到所有投资都带有固有的风险，这意味着没有任何投资能够产生无风险的被动收入。
Nevertheless, certain Canadian stocks exhibit lower volatility and provide consistent income, offering stability and income to an investment portfolio. Notably, leading firms from sectors such as energy, utilities, and banking have established a reputation for reliable dividend payments, making them appealing choices for passive-income investors.
然而，某些加拿大股票表现出更低的波动性并提供稳定的收入，为投资组合提供稳定性和收入。尤其是来自能源，公用事业和银行等行业的领先公司已经建立起可靠的股息支付声誉，使它们成为被动收入投资者的吸引选择。
In light of this, here are three fundamentally strong Canadian stocks that could potentially deliver relatively safe and sustainable passive income with an investment of $10,000.
鉴于此，在这里列出了三只基本强劲的加拿大股票，这些股票可能会在投资10,000美元的情况下提供相对安全和可持续的被动收入。
A top energy stock
一只领先的能源股票
Canadian energy companies are famous for their reliable dividend payments and growth, and Canadian Natural Resources (TSX:CNQ) stands out as one of the top picks. This oil and gas giant has been consistently increasing its dividend at a breakneck pace, rewarding shareholders with higher cash. Over the past 24 years, this energy company has increased its dividend by an impressive compound annual growth rate (CAGR) of 21%.
加拿大能源公司以其可靠的股息支付和增长而闻名，而加拿大自然资源(TSX：CNQ)是其中的佼佼者。这家石油和天然气巨头一直以破颈步伐不断增加其股息，以更高的现金回报股东。在过去的24年中，这家能源公司以令人瞩目的复合年增长率（CAGR）21%增加了其股息。
In addition to stable and growing payouts, Canadian Natural Resources stock offers a decent yield of 4.3% near the current levels. Further, it has delivered substantial capital gains and outperformed the broader markets. For instance, it has jumped over 267% in the past five years, delivering an average annualized return of close to 30%.
除了稳定和增长的股息外，加拿大自然资源股票在当前水平附近提供了4.3%的体面收益。此外，它已经产生了巨额资本收益，并跑赢了更广泛的市场。例如，在过去的五年中，它已经上涨了267％，提供了近30％的平均年化回报率。
The resiliency of the companyâs dividends reflects its diversified and long-life asset base and high-value reserves that drive its earnings and cash flows. In addition, its low maintenance capital requirements, disciplined capital-allocation strategy, and strong balance sheet supporting growth measures are expected to drive free cash flows and future payouts.
该公司股息的弹性反映了其多样化和长寿命的资产基础和高价值储量，推动了其收益和现金流。此外，其低维护资本要求，纪律型资本配置策略和支持增长措施的强大资产负债表预计将推动自由现金流和未来支付。
A high-quality utility stock
一只优质的公用事业股票
Canadian utility companies are renowned for their resilient payouts. Their defensive business model and ability to generate predictable cash flows make them one of the safest investment options for durable and safe dividend income.
加拿大公用事业公司以其抗风险的商业模式和产生可预测现金流的能力而闻名。这使它们成为耐久和安全的股息收入的最安全的投资选择之一。
Among top utility companies, Fortis (TSX:FTS) is a dependable investment for its stellar dividend payment history. It boasts a dividend-growth history of 50 years and plans to increase it at a mid-single-digit rate in the upcoming years. Moreover, it offers a well-protected yield of 4.3%.
在顶级公用事业公司中，Fortis(TSX:FTS)是一个可靠的投资，其恒星股息支付历史令人瞩目。它拥有50年的股息增长历史，并计划在未来几年内以中单数字的速度增加股息。此外，它提供了一个保护得很好的4.3%的收益率。
Fortis generates most of its earnings through regulated assets, which makes its payouts relatively secure. Further, its resilient business model and growing rate base enable it to generate solid cash flows. The electric utility companyâs rate base is likely to expand at a CAGR of 6.3% through 2028, positioning it well to grow its future payouts.
Fortis通过接受监管的资产产生大部分收入，这使其支付相对安全。此外，其弹性的商业模式和不断增长的率基础使其能够产生稳健的现金流。该电力公用事业公司的费率基础预计将以6.3％的CAGR增长到2028年，从而使其能够增加未来的股息。
A leading banking stock
一只领先的银行股
Passive-income investors can rely on leading banks in Canada to earn safe dividends. Canadian bank stocks are famous for paying dividends for over a century. Bank of Montreal (TSX:BMO) is one of them, and it has paid dividends for over 195 years. Moreover, the financial services company increased its dividend at a CAGR of 5% in the past 15 years. In addition, Bank of Montreal stock offers a lucrative dividend yield of about 5.2%.
被动收入投资者可以依靠加拿大领先的银行赚取安全的股息。加拿大银行股票以支付股息超过一个世纪而闻名。蒙特利尔银行(TSX:BMO)就是其中之一，它已经支付股息超过195年了。此外，这家金融服务公司在过去15年里以5%的CAGR增加了其股息。此外，蒙特利尔银行股票提供了约5.2%左右的丰厚股息收益率。
What stands out is that the bank has the longest track record of dividend distributions in Canada. This solid distribution history makes it one of the attractive stocks for investors to earn safe passive income.
最突出的是，该银行在加拿大拥有最长的股息分配记录。这个坚实的分配历史使它成为投资者赚取安全被动收入的有吸引力的股票之一。
The bankâs diversified revenue base, expansion of its loan portfolio, solid deposit base, and focus on improving efficiency will enable it to drive earnings and pay higher dividends. Over the medium term, Bank of Montreal expects its earnings to increase at a CAGR of 7 to 10%. This will enable it to grow its dividend by at least at a mid-single-digit rate during the same period.
该行的多样化收入基础，其贷款组合的扩张，坚实的存款基础以及专注于提高效率的重点将使其能够推动业绩并支付更高的股息。在中期内，蒙特利尔银行预计其业绩年复合增长率为7至10％。这将使它能够在同一时期将其股息增长至少以中单数字的速度增长。
Bottom line
最后了结
These stocks are reliable investments to earn relatively safe passive income. Further, these companies have a resilient business model and growing earnings base to support future payouts. By distributing $10,000 equally in each of these stocks, investors can earn a quarterly income of about $112.95.
这些股票是可靠的投资，以赚取相对安全的被动收入。此外，这些公司拥有强劲的业务模式和不断增长的收益基础，以支持未来的股息支付。将10,000美元在这些股票中均匀分配，投资者可以获得每季度约112.95美元的收入。
| Company | Recent Price | Number of Shares | Dividend | Total Payout | Frequency |
| Canadian Natural Resources | $48.83 | 68 | $0.525 | $35.7 | Quarterly |
| Fortis | $55.09 | 60 | $0.59 | $35.4 | Quarterly |
| Bank of Montreal | $119.42 | 27 | $1.55 | $41.85 | Quarterly |
| 公司 | 最近价格 | 普通股数量 | 分红 | 总支付额 | 付息频率 |
| 加拿大自然资源 | $48.83 | 68 | $0.525 | $35.7 | 季度 |
| fortis | $55.09 | 60 | $0.59 | $35.4 | 季度 |
| 蒙特利尔银行 | $119.42 | 27 | $1.55 | $41.85 | 季度 |
The post Passive Income: How to Earn Safe Dividends With Just $10,000 appeared first on The Motley Fool Canada.
这篇发帖《被动收入：如何用仅仅10000美元赚取安全的分红派息》最初发布于加拿大愚人节。