Cautious Investor? These ETFs Are a Safer Way to Invest in the AI Boom
Cautious Investor? These ETFs Are a Safer Way to Invest in the AI Boom
Today, I'll introduce a solid AI-focused ETF from 
For the record, I'm not one to chase hype, and currently, there's no buzz bigger than artificial intelligence (AI). Honestly, I'm quite content with the AI exposure already baked into my S&P 500 index funds.
声明一下，我不是一个追逐炒作的人，而如今，没有比人工智能更受瞩目的了。实际上，我对于我的S&P 500指数基金已经包含的人工智能投资暴露感到相当满意。
However, if you're intent on tapping into the AI sector more directly, diving headfirst into individual semiconductor or software stocks might not be the safest approach.
不过，如果你打算更直接地利用人工智能板块，那么盲目地投资于单独的半导体或软件股并不是最安全的方法。
Instead, consider the strategic use of thematic exchange-traded funds (ETFs). These can provide targeted AI exposure while mitigating risks associated with single-company volatility.
相反地，考虑通过主题ETF来实现策略性利用，这样可以在降低与单一公司波动相关的风险的同时，提供有针对性的投资于人工智能业务。
Today, I'll introduce a solid AI-focused ETF from CI Global Asset Management that's caught my eye, but I'll also suggest a more conservative ETF to help balance out the inherent risks of sector-specific investing.
今天，我将介绍一种来自CI Global资产管理的优质人工智能ETF，这个ETF已经吸引了我的目光，但是我也会建议一种更为保守的ETF，以帮助您平衡这种特定板块投资的固有风险。
The AI ETF
人工智能ETF
Creating your own AI-themed portfolio involves a lot of work. You need to look into each company's revenues to figure out just how much of their business is tied to or supports AI, not to mention the regular due diligence of stock picking.
创建您自己的人工智能主题投资组合需要大量的工作。您需要查看每个公司的收入，以确定其业务中与人工智能相关的比例，并考虑股票选择的常规尽职调查等。
Alternatively, you can simplify this task by investing in a thematic ETF like the CI Global Artificial Intelligence ETF (TSX:CIAI).
或者，您可以通过投资类似CI Global人工智能ETF(TSX:CIAI)这样的主题ETF来简化这项任务。
This ETF is actively managed by two finance experts who handle the stock picking and portfolio rebalancing for you. But despite being actively managed, CIAI is quite affordable with a management fee of just 0.20%.
该ETF由两位金融专家积极管理，他们负责为您选择股票和平衡投资组合。但是尽管进行了积极管理，CIAI的管理费用只有0.20%，相当实惠。
The ETF is relatively new, so the Management Expense Ratio (MER) is still to be determined, but it has already gathered significant investor interest with $582 billion in assets under management â a strong start for a thematic ETF.
此ETF是相对较新的，因此其管理费用比率(Management Expense Ratio，MER)还有待确定。但它已经引起了投资者的浓厚兴趣，管理资产达到5820亿美元 -- 这是一个主题ETF的强劲开端。
Hereâs a snapshot of its top holdings as of July:
以下是它在7月份的前几个股票持仓快照：
The safe ETF
安全ETF
While CIAI offers exciting exposure to the AI sector, it's also rated as "high" risk by the fund manager. This indicates that its share price could experience significant fluctuations.
虽然CIAI提供了令人兴奋的人工智能资产配置，但基金经理将其评级为“高风险”。这表明其股票价格可能会出现显著波动。
To counterbalance this volatility, it's wise to maintain a portion of your portfolio in safer assets that can help you take advantage of any major dips in the market. While holding cash is one option, it doesn't offer growth potential.
为了抵消这种波动性，明智的做法是在更为安全的资产中保留一部分投资组合，这有助于在市场出现重大波动时获得利润。持有现金是一种选择，但它没有增长潜力。
A strategic choice for keeping your funds secure while still earning returns is the CI High Interest Savings ETF (TSX:CSAV).
在保持基金安全的同时仍然获得回报的战略选择是CI高收益储蓄ETF(TSX:CSAV)。
This ETF functions like a high-interest savings account but in ETF form, providing a net yield of 4.6% as of July 9th, with monthly distributions. It has a MER of 0.16%.
这种ETF的功能类似于高利息储蓄账户，但是以ETF形式提供，截至7月9日，其净收益率为4.6%，并提供每月分配。它的MER为0.16%。
The post Cautious Investor? These ETFs Are a Safer Way to Invest in the AI Boom appeared first on The Motley Fool Canada.
本文最初发表于The Motley Fool Canada。
