SeABank Reports 1H2024 Profit of Over US$127.7 Million, CASA Increased 59% YoY
SeABank Reports 1H2024 Profit of Over US$127.7 Million, CASA Increased 59% YoY
HANOI, Vietnam, July 23, 2024 /PRNewswire/ -- Southeast Asia Commercial Joint Stock Bank (SeABank, stock code: SSB) announces its 1H2024 business results with strong and stable growth: Consolidated profit before tax (PBT) of more than US$127.7 million (VND3,238 billion), up 61% YoY; TOI reaches US$237.1 million (VND6,011 billion), up 43% YoY; impressive NoII growth of 39% YoY, reaching US$50 million (VND1,268 billion) and equivalent to 21.1% of total net revenue. The positive growth was further reflected by indicators of operating efficiency, specifically ROE at 16.38% and ROA at 1.88%.
越南河内，2024年7月23日 / PRNewswire / - 东南亚商业联合股份银行（SeABank，股票代码：SSB）公布其1H2024业务成果，业绩增长强劲稳健：税前综合利润超过1.277亿美元（VND3238亿），同比增长61％; TOI达到2.371亿美元（VND6011亿），同比增长43％; NoII增长39％，达到5000万美元（VND1268亿），相当于总净收益的21.1％。运营效率的指标进一步反映了积极增长，具体而言是ROE为16.38％，ROA为1.88％。
SeABank reports 1H2024 profit of over US$127.7 million, CASA increased 59% YoY
SeABank报告1H2024利润超过1.277亿美元，CASA同比增长59％
By the end of 1H2024, SeABank's total deposits and valuable papers recorded a net increase of US$636.5 million (VND16,139 billion) YoY, reaching US$6.3 billion (VND160,926 billion); Current account and savings account (CASA) grew 59% YoY, reaching US$790.3 million (VND20,038 billion) and accounting for 13.4% of total mobilization.
到1H2024年底，SeABank的存款和有价证券总额同比增长636.5亿美元（161390亿越南盾），达到6.3亿美元（1609260亿越南盾）; 活期存款和储蓄存款（CASA）同比增长59％，达到7.903亿美元（VND200380亿），占总募集金额的13.4％。
SeABank's total outstanding loans to customers reached US$7.3 billion (VND185,959 billion), of which green credit and outstanding green credit loans increased by 40% YoY. By using resources effectively to control and recover overdue debts, SeABank successfully maintained safe operations with NPL controlled at 1.91%.
SeABank对客户的总未偿还贷款达到7.3亿美元（VND1859590亿），其中绿色信贷和未偿还的绿色信贷贷款同比增长40％。通过有效利用资源来控制和回收逾期债务，SeABank成功地维持了NPL控制在1.91％的安全运营。
As of June 30, SeABank records total assets of US$11 billion (VND280,658 billion), charter capital of US$984 million (VND24,957 billion). In the current and upcoming period, the Bank is implementing its plan regarding charter capital increase, expecting to reach US$1.1 billion (VND28,800 billion) via issuing 329 million SSB shares to pay 2023's dividends and 10.3 million SSB shares to increase equity capital from owners' equity (equivalent to a total ratio of nearly 14%).
截至6月30日，SeABank的总资产为11亿美元（VND2806580亿），注册资本为9840万美元（VND249570亿）。在当前和未来的时期，该银行正在实施关于增加注册资本的计划，预计发行3290万股SSb股票支付2023年的股息和1030万股SSb股票以增加股本（相当于近14％的总比率）。
In 1H2024, SeABank has been entrusted with and has received investments totaling US$255 million from reputable international financial institutions. Particularly, SeABank will better promote financial inclusion with its capital enhanced through: a convertible loan of US$30 million from Norfund to support retail borrowers and micro-enterprises; IFC's loan of US$75 million targeting SMEs, women-owned enterprises and climate finance. Additionally, SeABank issues the first blue bond in Vietnam and the first green bond by a Vietnamese private commercial bank, which received investments of US$75 million from AIIB and US$75 million from IFC.
在1H2024中，SeABank受到了来自著名国际金融机构的总计2.55亿美元的投资。特别是，SeABank将通过增加资本来更好地促进金融包容：Norfund提供的3千万美元可转换贷款支持零售借款人和微型企业; IFC的7,500万美元贷款针对中小企业，女性拥有企业和气候融资。此外，SeABank发行了越南第一张蓝色债券和越南私人商业银行的第一张绿色债券，分别获得亚洲基础设施投资银行（AIIb）7500万美元和IFC7500万美元的投资。
With its achievements and contributions, SeABank received Vietnam's national Labor Medal First class, while being appraised internationally, including: World's Best Banks 2024 (Forbes), Best Banks Asia - Pacific 2024 (CNBC), Fortune Southeast Asia 500 (Fortune). This futher affirms the reputation and position of SeABank in the industry, in domestic and international markets.
凭借所取得的成就和贡献，SeABank获得了越南国家劳动勋章一级，同时在国际上得到了评价，包括：2024年世界最佳银行（福布斯），2024年亚太地区最佳银行（CNBC），财富东南亚500（财富）。这进一步证明了SeABank在国内外市场上的声誉和地位。