Earnings Call Summary | Ameris Bancorp(ABCB.US) Q2 2024 Earnings Conference
Earnings Call Summary | Ameris Bancorp(ABCB.US) Q2 2024 Earnings Conference
The following is a summary of the Ameris Bancorp (ABCB) Q2 2024 Earnings Call Transcript:
以下是abc银行（ABCB）2024年第二季度业绩会交流摘要：
Financial Performance:
金融业绩：
Ameris Bancorp reported a net income of over $90 million or $1.32 per diluted share, representing an ROA of 1.41% and a PPNR ROA of over 2.25%.
The margin expanded to 3.58%, and net interest income increased by over $10 million for the quarter.
Loans grew over $392 million, and tangible book value increased to $35.79 per share.
abc银行报告净利润超过9千万美元，每股稀释后收益1.32美元，ROA为1.41％，预税收益ROA超过2.25％。
本季度净息差扩大至3.58％，净利息收入增加超过1千万美元。
贷款增长超过3,9200万美元，有形账面价值每股增加至35.79美元。
Business Progress:
业务进展：
Ameris Bancorp has shifted to the New York Stock Exchange, enhancing its marketplace presence.
Deposits grew by $446 million which supported strong loan growth, without increasing broker deposits.
abc银行已转向纽约证券交易所，提高了其市场影响力。
存款增长4,4600万美元，支持强劲的贷款增长，不增加代理商存款。
Opportunities:
机会：
Located in robust Southeastern markets expected to grow 1.7 times the national average, offering significant growth opportunities.
Ameris plans to continue its strong performance with a focus on tangible book value growth and disciplined expense management.
位于强劲的东南市场，预计增长率是全国平均水平的1.7倍，提供重大增长机会。
abc银行计划继续保持其强劲表现，专注于有形账面价值的增长和有纪律的费用管理。
Risks:
风险：
The slow and gradual growth from mortgage services as market seasonality affects production rates towards the year-end.
随着市场季节性影响生产率的年底趋于稳定，抵押服务的增长缓慢而逐渐稳步。
More details: Ameris Bancorp IR
更多详情请参考abc银行IR。
Tips: This article is generated by AI. The accuracy of the content can not be fully guaranteed. For more comprehensive details, please refer to the IR website. The article is only for investors' reference without any guidance or recommendation suggestions.
提示：本文由AI生成。文章内容的准确性无法完全保证。有关更全面的详细信息，请参阅IR网站。本文只是为投资者提供参考，没有任何指导或推荐建议。