OPR Projected To Remain 3% For FY24/25: Maybank
OPR Projected To Remain 3% For FY24/25: Maybank
The current climate is deemed favourable for foreign investment, with improved economic conditions and the strengthening MYR creating a conducive environment for foreign flows back into Malaysian banks. Foreign investors have recently shown renewed interest in banks such as AMMB, CIMB, and Maybank, reflecting the sector's robust outlook.Malaysia's banking sector is set to benefit from anticipated cuts to the US Fed Fund Rate, with interest rates in Malaysia expected to remain stable amid a strengthening MYR. This environment is expected to favour banks' margins and non-interest income, bolstered by improved economic prospects and attractive valuations.
马来西亚的银行业有望受益于美联储基金利率的预期下调，预计马来西亚的利率将保持稳定，而马来西亚林吉特的走强将进一步支持这种环境，这种环境预计将有利于银行的利润和非利息收入，支持经济前景的改善和有吸引力的估值。
A report by Maybank Investment Bank (Maybank) highlights that no cuts to domestic rates are anticipated, with the Overnight Policy Rate (OPR) projected to stay at 3% through 2024 and 2025.
马来银行投资银行（Maybank）的一份报告指出，不预期降低国内利率，2024年和2025年隔夜政策利率（OPR）预计将保持在3％。
Maybank maintains a POSITIVE stance on the sector, noting that the stability in domestic rates is likely to support average net interest margins (NIMs), which could see potential upside into 2025. The report underscores that industry current account/savings account (CASA) balances have resumed growth, easing margin pressure, while Malaysian Government Securities (MGS) are forecasted to provide marked-to-market gains.
Maybank在该行业保持积极立场，指出稳定的国内利率可能会支持平均净利差（NIMs），这在2025年可能会有潜在上涨空间。该报告强调，行业活期存款/储蓄账户（CASA）余额已经恢复增长，缓解了利差压力，而马来西亚政府债券（MGS）有望提供市场估值收益。
The current climate is deemed favourable for foreign investment, with improved economic conditions and the strengthening MYR creating a conducive environment for foreign flows back into Malaysian banks. Foreign investors have recently shown renewed interest in banks such as AMMB, CIMB, and Maybank, reflecting the sector's robust outlook.
目前的环境被认为有利于外国投资，由于经济状况的改善和林吉特的升值，创造了一个有利于外资流入马来西亚银行的环境。外国投资者最近表现出对亚马逊商业银行（AMMb）、联昌银行（CIMb）和马来银行（Maybank）等银行的新兴兴趣，反映了该行业的强劲前景。
