Nu Holdings Q2 Earnings: Warren Buffett-Backed Bank Posts Upbeat Quarter, Stock Jumps After Hours
Nu Holdings Q2 Earnings: Warren Buffett-Backed Bank Posts Upbeat Quarter, Stock Jumps After Hours
Nu Holdings Ltd (NYSE:NU) reported financial results for the second quarter after the market close on Tuesday. Here's a rundown of the report.
纽交所上市公司Nu Holdings Ltd （NYSE:NU）报告了周二下市后的第二季度财务业绩。以下是报告摘要。
Q2 Earnings: Nu Holdings reported second-quarter revenue of $2.8 billion. The Brazilian bank's top-line results were up 65% on a year-over-year basis.
第二季度收入为28亿美元。这家巴西银行的营收结果同比增长65%。
Nu reported second-quarter adjusted net income of $563 million, up from $263 million in the second quarter of 2023.
Nu报告第二季度调整后的净利润为5,630万美元，高于2023年第二季度的2,630万美元。
Nu Holdings said it added 5.2 million customers in the second quarter, bringing total customers up to 104.5 million as of June 30. Monthly average revenue per active customer came in at $11.20.
Nu Holdings表示，第二季度增加了520万名客户，截至6月30日，总客户数达到1.045亿人。每个活跃客户的月均收入为11.20美元。
Total deposits increased 64% year-over-year to $25 billion. Net interest income surged 77% year-over-year to $1.7 billion, driven by expanding credit card and lending portfolios. The company ended the quarter with $9.8 billion in its interest-earning portfolio.
存款总额同比增长64%，达到250亿美元。净利息收入同比增长77%，达到17亿美元，主要由于不断扩大的信用卡和贷款组合。该公司在可获得利息组合中拥有98亿美元。
"Our second quarter 2024 results reaffirm the strength of our business model, efficiency in our execution, and resilience of our credit underwriting," said David Vélez, founder and CEO of Nu.
Nu创始人兼CEO David Vélez表示：“我们2024年第二季度财务业绩证实了我们的商业模式的实力、我们执行的高效性和我们的信贷承诺的坚韧性。”
"We believe that this business formula, propelled by exceptional talent, technology investments, and brand love will pave the way for Nu to become the largest consumer technology platform in Latin America."
Nu表示：“我们相信，这种商业模式，得益于无与伦比的才能、技术投资和品牌的喜爱，将为Nu成为拉丁美洲最大的消费者科技平台铺平道路。”
Nu said it's adding an estimated 1.2 million new customers in Brazil on a monthly basis. Nu now has the largest number of active customers in credit operations in Brazil, the company said, citing Central Bank data.
Nu称，每月在巴西新增约120万名客户。Nu现在在巴西信贷业务的活跃客户人数最多。公司引用央行数据称。
Nu added 1.2 million new customers in Mexico and reached a milestone in Colombia, surpassing one million customers in the region during the quarter. Nu said its core products, mainly credit cards, NuAccounts and unsecured personal loans reached approximately 42 million, 78 million, and 9 million active customers, respectively in the quarter.
Nu在墨西哥新增了120万名客户，并在哥伦比亚实现了里程碑式的突破，在该季度达到了100万名客户。Nu表示，其核心产品，主要包括信用卡、NuAccounts和无担保个人贷款，在该季度分别达到了约4200万、7800万和900万活跃客户。
It's worth noting that Berkshire Hathaway chairman and CEO Warren Buffett maintains a stake in Nu Holdings. Berkshire held more than 107 million shares of Nu Holdings as of March 31.
值得注意的是，伯克希尔·哈撒韦公司董事长兼首席执行官沃伦·巴菲特持有Nu Holdings的股份。据3月31日透露，伯克希尔持有超过1.07亿股Nu Holdings股份。
Management will hold a conference call to discuss these results at 6 p.m. E.T.
管理层将于东部时间下午6点举行电话会议，讨论这些结果。
NU Price Action: Nu Holdings shares were up 6.81% in after-hours, trading at $13.58 at the time of publication Tuesday, according to Benzinga Pro.
NU股价走势：据Benzinga Pro于周二发布的数据显示，Nu Holdings股价在盘后交易中上涨6.81％，报13.58美元。
Photo: Miloslav Hamřík from Pixabay.
图片来源：来自Pixabay的Miloslav Hamřík。