TFSA: 4 Canadian Stocks to Buy and Hold Forever
TFSA: 4 Canadian Stocks to Buy and Hold Forever
The Tax-Free Savings Account (TFSA) and the Registered Retirement Savings Plan (RRSP) are popular investment vehicles or retirement accounts. However, some Canadians see the TFSA as more advantageous, if not more helpful, than the RRSP. All interest, dividends, capital gains earned inside the account, and withdrawals are tax-free.
税收优惠账户(TFSA)和注册退休储蓄计划(RRSP)是流行的投资工具或退休账户。然而,一些加拿大人认为TFSA比RRSP更有优势,如果不是更有帮助。账户内所有利息、红利、资本收益和提款均免税。
More importantly, unlike the RRSP, you can own a TFSA past age 71 and not convert to a Registered Retirement Income Fund (RRIF) or payout annuity. Thus, you can use your TFSA contribution limits to buy and hold four Canadian dividend stocks forever.
更重要的是,与RRSP不同,您可以在71岁后拥有TFSA而不是转换为注册退休收入基金(RRIF)或支付养老金。因此,您可以使用TFSA的缴费限额永久持有和持有4种加拿大红利股票。
Solid investment choice
可靠的投资选择
Royal Bank of Canada (TSX:RY) is undoubtedly number one on TSX's A-List of dividend payers. It is the TSX's largest company and Canada's largest bank by market capitalization. This $215.15 billion bank boasts a 154-year dividend track record. At $152.04 per share, the dividend yield is 3.74%. The quarterly payouts should be safe, given the 50% payout ratio.
加拿大皇家银行(TSX:RY)毫无疑问是TSX分红付款人A榜中的第一名。它是TSX上市公司中最大的公司,也是加拿大市值最大的银行。这家215.15亿的银行拥有154年的分红记录。每股152.04美元的股息率为3.74%。考虑到50%的派息比率,季度分红应该是安全的。
The Business Research Company lists RBC as one of the 25th biggest financial institutions in the world. As of August 11, 2024, the diverse global provider of financial services ranks number eight, ahead of ninth-place American bank Morgan Stanley.
商业研究公司将RBC列为全球前25大金融机构之一。截至2024年8月11日,这家多元化全球金融服务提供商排名第八,超过第九名的美国摩根士丹利银行。
RBC is a solid investment choice mainly because of the unparalleled financial fortitude of Canada's banking sector.
RBC是一个可靠的投资选择,主要是因为加拿大银行业的无与伦比的财务实力。
Essential communications services
重要的通信服务
BCE (TSX:BCE) is an ideal long-term holding or a retirement income stock. Besides the lengthy dividend track record (since 1881), the $42.99 billion telecommunications company is a generous passive-income provider. At $47.12 per share, you can partake in the 8.47% dividend.
BCE(TSX:BCE)是理想的长期持有或退休收入股票。除了漫长的分红纪录(自1881年以来),这家429.9亿的电信公司还是一个慷慨的被动收入提供者。每股47.12美元您可以参与其中8.47%的分红。
In the second quarter (Q2) 2024, operating revenues declined 1% to $6 billion versus Q2 2023, while net income and free cash flow (FCF) rose 52.1% and 8% year over year to $604 million and $1.01 billion. BCE operates in a highly competitive market and is preparing to transform from a dominant telco to a tech services and digital media leader.
2024年第二季度(Q2),营业收入与2023年第二季度相比下降了1%至60亿美元,而净利润和自由现金流(FCF)同比增长了52.1%和8%至6,040万美元和1.01亿美元。 BCE在竞争激烈的市场中运营,并准备将其转型为主导的电信公司,成为技术服务和数字媒体领导者。
Rich, enterprising legacy
丰富的企业传承
North West Company (TSX:NWC) is a 200-year-old retail enterprise whose captured markets are the underserved rural communities and urban neighbourhood markets in Northern and Western Canada, rural Alaska, the South Pacific islands, and the Caribbean.
North West Company(TSX:NWC)是一个有200年历史的零售企业,其占据市场为加拿大北部和西部的农村社区和城市社区市场,阿拉斯加农村地区,南太平洋岛屿和加勒比地区。
In Q1 2024, sales and net earnings of this $2.16 billion retailer rose 4% and 22.3% year over year to $617.5 million and $27.2 million. NWC continues to maintain business resiliency. Its essential everyday product and service offerings help mitigate uncertainties. At $45.38 per share, the consumer-defensive stock is up 17.81% year to date and pays a decent 3.44% dividend.
2024年第一季度(Q1),这家216亿美元的零售商的销售额和净收益同比增长4%和22.3%,至617.5万美元和272万美元。NWC继续保持业务弹性。其必要的日常产品和服务提供帮助缓解不确定性。每股45.38美元的消费者防御性股票的年初至今上涨17.81%,并支付不错的3.44%的分红。
Long growth runway
长期增长潜力
Brookfield Renewable Partners (TSX:BEP.UN) has a long growth runway as renewables buildout globally accelerates. The $9.67 billion utility company owns and operates renewable power-generating facilities such as hydroelectric, solar, and wind. It also provides distributed energy and sustainable solutions on five continents.
Brookfield Renewable Partners(TSX:BEP.UN)随着全球可再生能源的建设加速,具有长期的增长潜力。这家96.7亿美元的公用事业公司拥有和运营可再生能源发电设施,如水力、太阳能和风能。它还在五大洲提供分布式能源和可持续解决方案。
Because management believes that the diverse portfolio of renewable assets will generate high-quality cash flows, Brookfield Renewable aims to deliver 12-15% total returns and 5-9% annual distribution growth. At $33.93 per share, BEP.UN's yield is 5.78%.
因为管理层认为可再生资产的多元化组合将产生高质量的现金流,Brookfield Renewable旨在提供12-15%的总回报率和5-9%的年增长分配。每股33.93美元的BEP.UN分红率为5.78%。
Pension-like income
类似养老金的收入
TFSA account holders can be investors for life. The annual contributions and tax-free earnings will top up retirement savings and result in pension-like income during the sunset years.
TFSA账户持有人可以终身投资者。年度贡献和免税收益将增加退休储蓄,并在日落之年产生类似养老金的收入。