Jack Henry & Associates, Inc. (JKHY) Q4 2024 Earnings Call Transcript Summary
Jack Henry & Associates, Inc. (JKHY) Q4 2024 Earnings Call Transcript Summary
The following is a summary of the Jack Henry & Associates, Inc. (JKHY) Q4 2024 Earnings Call Transcript:
下面是杰克·亨利与合伙人公司（JKHY）2024财年第四季度业绩会议记录摘要：
Financial Performance:
金融业绩：
Fiscal 2024 recorded $2.2 billion revenue and $489.4 million operating income.
Full year GAAP and non-GAAP revenue grew by 7%.
2024财年录得22亿美元营业收入和48940万美元营业利润。
全年GAAP和非GAAP收入增长7%。
Business Progress:
业务进展：
Achieved record sales bookings and signed 15 new core contracts with major asset financial institutions.
Hosted 73% of core clients in private cloud, an increase from 69% last year.
实现了创纪录的销售订货额，并与主要资产金融机构签订了15份新的核心合同。
托管了73%的核心客户在私有云中，比去年增加了4%。
Opportunity:
机会：
Transition from private to public cloud offers increased efficiency and scalability.
Significant growth in digital payment solutions reflects changing payment trends.
从私有云向公共云的转变提供了增加效率和可扩展性的机会。
数字支付解决方案的显著增长反映了支付趋势的变化。
Financial Performance:
金融业绩：
Reported record revenue and operating income for fiscal 2024, with $2.2 billion in revenue and $489.4 million in operating income.
Q4 GAAP revenue increased 5% and non-GAAP revenue increased 6%. Full year growth was 7% on both a GAAP and non-GAAP basis.
Operating income increased 1% for the quarter and increased 5% on a non-GAAP basis for the year.
Fourth quarter deconversion revenue of approximately $7 million, down approximately $8 million, reflecting minimal financial institution consolidation.
Achieved strong quarterly results with a fully-diluted GAAP earnings per share of $1.38, up 3%.
Fiscal '24 fully diluted EPS was $5.23, up 4%.
报告显示2024财年创下了营业收入和营业利润的纪录，营业收入达到22亿美元，营业利润达到48940万美元。
第四季度GAAP报告的营业收入增长了5%，非GAAP营业收入增长了6%。全年增长在GAAP和非GAAP基础上都达到了7%。
季度营业利润增长了1%，全年非GAAP基础上的营业利润增长了5%。
第四季度数据库转换的营业收入约为700万美元，下降约800万美元，反映了金融机构合并的影响较小。
实现了强劲的财报成绩，摊薄后的GAAP每股收益为1.38美元，增长了3%。
摊薄后每股收益'24财年为5.23美元，增长4%。
Business Progress:
业务进展：
Set an all-time record for sales bookings for both the fourth quarter and the fiscal year.
Signed 15 new core contracts this fiscal year with financial institutions that have over $1 billion in assets.
Now host 73% of core clients in private cloud, up from 69% last year.
Introduced several new innovative solutions and executed a technology modernization strategy through One Jack Henry initiative.
Achieved significant growth in registered Banno users, up to 12.2 million from 3.2 million in 2020.
Signed new contracts for digital payment solutions, reaffirming the growth in demand for these services.
Continued leadership in the financial technology sector with new competitive core wins and increasing engagement in faster and more secure payment systems.
Jack Henry Connect annual client conference planned for October to further engage with prospects, clients, and partners.
第四季度和财年的销售预订再度创下历史纪录。
在本财年内与资产超过10亿美元的金融机构签署了15份新的核心合约。
现在，私有云托管着73%的核心客户，较去年的69%有所增长。
通过One Jack Henry计划，引入了几个新的创新解决方案并执行了技术现代化策略。
注册Banno用户数量大幅增长，从2020年的320万增加到1220万。
签署了新的数字支付解决方案合约，证实了对这些服务需求的增长。
在金融科技领域持续领先，与新的竞争对手赢得核心竞争力，并在更快速和更安全的支付系统中增加参与度。
计划于十月举行的Jack Henry Connect年度客户大会将进一步与潜在客户、客户和合作伙伴互动。
Opportunities:
机会：
The progression from private cloud to public cloud hosting presents an opportunity for increased efficiency and scalability.
Potential for robust growth in digital payment solutions highlights an ongoing shift in payment processing trends.
The substantial increase in larger asset clients points to a strategic expansion in market reach.
从私有云到公有云托管的进展为提高效率和可扩展性提供了机会。
数字支付解决方案的强劲增长潜力凸显了支付处理趋势的持续转变。
较大规模资产客户的显著增加表明市场覆盖面的战略扩张。
Risks:
风险：
No explicit risks/opportunities detected.
未检测到明确的风险/机会。
Tips: This article is generated by AI. The accuracy of the content can not be fully guaranteed. For more comprehensive details, please refer to the IR website. The article is only for investors' reference without any guidance or recommendation suggestions.
提示：本文由AI生成。文章内容的准确性无法完全保证。有关更全面的详细信息，请参阅IR网站。本文只是为投资者提供参考，没有任何指导或推荐建议。