Get Life Insurance for Under $1 a Day!
Get Life Insurance for Under $1 a Day!
TAMPA, Fla., Aug. 30, 2024 /PRNewswire/ -- QuickQuote.com recently published its list of the 10 cheapest life insurance providers for low-income individuals.
坦帕，佛罗里达州，2024年8月30日/美通社/--QuickQuote.com最近发布了其上述的最便宜的人寿保险提供商名单 10家最便宜的人寿保险提供商 供低收入人群选择的
Coming in as the number one cheapest provider is Bestow. Second is MetLife, and third is Allstate.
排名第一最便宜的提供商是Bestow。排名第二的是大都会人寿，排名第三的是好事达。
Each of these top 10 cheapest life insurance companies offers a first-year discount between 15% and 30%.
这些前10位最便宜的人寿保险公司每家都提供首年折扣在15%至30%之间。
Life Insurance is Possible for Low-Income Families
低收入家庭也是有可能购买人寿保险的
Low-income people often have to stretch their finances to pay monthly living costs. In this situation, it's common to put off life insurance for a time when money isn't so tight.
低收入人群经常需要绷紧财务状况来支付月度生活成本。在这种情况下，很常见将人寿保险推迟到财务状况不那么紧张的时候。
With these companies, buying life insurance can be a realistic opportunity even when people don't have much money. Each of these top 10 cheapest companies offers a first-year discount between 15% and 30%.
对于没有太多钱的人来说，购买人寿保险是一个现实的机会。这些前10家最便宜的公司每家都提供15%至30%的首年折扣。
Melanie Musson, a nationally recognized insurance expert with QuickQuote.com, explains, "Term life insurance is a critical protection for low-income individuals. These low-cost providers should be considered because some policies start at less than one dollar a day."
Melanie Musson是一位全国公认的保险专家。 QuickQuote.com，解释道:"定期寿险对于低收入人群来说是一种重要的保护。应该考虑这些低成本的提供商，因为一些保单的价格低于每天一美元"。
Bestow Life Insurance
Bestow Life Insurance
Bestow offers policies up to $1.5 million. They offer policies online and advertise that individuals can get a policy in about 10 minutes instead of the several weeks it can take to get a policy from competitors.
Bestow提供高达150万美元的保单。他们提供在线保单，并宣称个人可以在大约10分钟内获得保单，而不是竞争对手需要几个星期的时间。
On the downside, bestow doesn't write policies for people over 60 years old, so they're not an option for a large demographic.
但不利的是，Bestow不会为60岁以上的人提供保单，所以他们不适合广大人群。
MetLife Through Employers
大都会人寿通过雇主提供
MetLife offers policies through employers that are often subsidized by the employer, making them a cost-effective option for low-income individuals.
大都会人寿通过雇主提供的保单往往得到雇主的补贴，使其成为低收入人群的一种划算选择。
The other perspective to that benefit is that MetLife doesn't write individual policies. However, they do allow policyholders to keep their policies even if they change employment.
另一方面，大都会人寿不提供个人保单。然而，他们允许保单持有人在更改就业时保留其保单。
MetLife stands out because it offers living benefits and family grief counseling.
大都会人寿的独特之处在于提供寿险金和家庭悲伤辅导。
Allstate Flexible Term Length
好事达灵活期限
While some life insurance providers offer a maximum term length of 30 years, Allstate offers policies with terms of up to 40 years. Since Allstate provides many lines of insurance coverage, they can offer bundling discounts.
虽然一些人寿保险提供商的最长期限为30年，但好事达提供了长达40年的保单期限。由于好事达提供多种保险产品，因此他们可以提供打包优惠。
Allstate life insurance policies are only available in some states, which limits their potential customer base.
好事达人寿保险仅在一些州提供，这限制了他们的潜在客户群。
Necessity of Life Insurance
人寿保险的必要性
Term life insurance is one of the best ways an individual can prepare for the worst. It provides the means to pay off debt and support beneficiaries in case of untimely death.
定期寿险是一个人可以为最糟糕的情况做好准备的最好方式。它提供了偿还债务和在不幸去世时支持受益人的手段。
Read QuickQuote.com's entire article here: Cheap Life Insurance for Low-Income Individuals in 2024 (Top 10 Low-Cost Companies).
请在此处阅读QuickQuote.com的完整文章： 2024年低收入人群的廉价人寿保险（前十家低成本公司）.
SOURCE QuickQuote.com
资料来源：QuickQuote.com
