Neptune Flood Reaches Milestone of 200,000 Policies and $250 Million of Premium in Force
Neptune Flood Reaches Milestone of 200,000 Policies and $250 Million of Premium in Force
Largest Private Flood Insurance Company Enters New Chapter of Providing AI-Based, Affordable Solutions Across the US
最大的私人洪水保险公司进入了在美国提供基于人工智能的经济实惠解决方案的新篇章
ST. PETERSBURG, Fla., Sept. 4, 2024 /PRNewswire/ -- Neptune Flood, the largest private flood insurance company in the United States, has announced a significant milestone: 200,000 policies in force and $250 million of premium in force. This achievement marks a new chapter in Neptune's mission to provide innovative, affordable insurance solutions to customers across the United States.
佛罗里达州圣彼得堡,2024年9月4日 /PRNewswire/ — 美国最大的私人洪水保险公司海王星洪水宣布了一个重要的里程碑:20万份保单生效,2.5亿美元的保费生效。这一成就标志着Neptune的使命开启了新的篇章,即为美国各地的客户提供创新、负担得起的保险解决方案。
Neptune Flood has disrupted the traditional flood insurance industry by harnessing the power of Artificial Intelligence (AI) and Machine Learning (ML) to streamline the customer experience and deliver competitive pricing. The company's rapid growth and recent accomplishments demonstrate the effectiveness of this approach.
Neptune Flood 利用人工智能 (AI) 和机器学习 (ML) 的力量来简化客户体验并提供有竞争力的价格,从而颠覆了传统的洪水保险行业。该公司的快速增长和最近取得的成就证明了这种方法的有效性。
"At Neptune, our mission is to use advanced technology to revolutionize the insurance industry," said Trevor Burgess, CEO of Neptune Flood. "Through the power of AI and ML, we've developed a seamless, efficient, and sustainable insurance ecosystem that includes our 25 insurance and reinsurance partners, our 200,000 customers, and tens of thousands of agents who engage with Neptune every month. We are grateful to each of these groups for their contributions in helping us reach these incredible milestones."
海王星洪水首席执行官特雷弗·伯吉斯说:“在海王星,我们的使命是使用先进技术彻底改变保险业。”“借助人工智能和机器学习的力量,我们开发了一个无缝、高效和可持续的保险生态系统,其中包括我们的25个保险和再保险合作伙伴、我们的20万名客户以及每月与海王星合作的数万名代理人。我们感谢这些团体为帮助我们实现这些不可思议的里程碑所做的贡献。”
Neptune began its journey in 2018 with a single residential flood insurance offering in Florida. Since then, Neptune has expanded its presence to 49 states and Washington, D.C., now providing a comprehensive range of residential, commercial, and condominium flood insurance products. In October 2021, Neptune broadened its portfolio by acquiring Jumpstart Insurance Solutions, introducing parametric earthquake insurance to its suite of technology-drive offerings. In the second quarter of 2024, Neptune further enhanced its capabilities by acquiring Charles River Data, a data science consulting firm, and forming Neptune Data Science. This new division focuses on developing next-generation machine learning models to optimize the sale of flood and earthquake insurance.
海王星于2018年开始其旅程,当时在佛罗里达州提供单一的住宅洪水保险。从那时起,海王星已将其业务扩展到49个州和华盛顿特区,现在提供全面的住宅、商业和公寓洪水保险产品。2021年10月,海王星通过收购Jumpstart Insurance Solutions扩大了其投资组合,在其技术驱动产品套件中引入了参数化地震保险。在2024年第二季度,海王星通过收购数据科学咨询公司查尔斯·里弗数据公司并成立海王星数据科学进一步增强了其能力。这个新部门专注于开发下一代机器学习模型,以优化洪水和地震保险的销售。
In addition to technological advancements, Neptune's success is built on a strong network of agency partners. With over 15,000 agencies having bound a policy with Neptune, the company continues to expand its reach and enhance its service offerings.
除了技术进步外,海王星的成功还建立在强大的代理合作伙伴网络之上。已有超过15,000家机构与海王星签订了政策,该公司继续扩大其覆盖范围并增强其服务范围。
"We are incredibly grateful to our agency partners who have played a crucial role in helping us achieve this milestone," said Jean-Luc Eckstein, Chief Customer Officer of Neptune Flood. "Their trust in Neptune and dedication to their customers have been instrumental in our growth. Together, we are making flood insurance more accessible and affordable for everyone."
Neptune Flood首席客户官让·卢克·埃克斯坦表示:“我们非常感谢我们的代理合作伙伴,他们在帮助我们实现这一里程碑方面发挥了至关重要的作用。”“他们对海王星的信任和对客户的奉献精神推动了我们的发展。我们共同努力,使每个人都能更容易获得和负担得起洪水保险。”
Neptune Fast Facts
海王星速览
- Policies in force: Over 200k
- Premium in force: Over $250 million
- State with the most policies: Florida
- State with the most policies per capita: South Carolina
- County with the most policies: Harris County, TX
- Claims payments made on Neptune policies: Over $150 million
- Event resulting in most claims: Hurricane Ian (2022)
- Insurance and reinsurance partnerships: 25
- Headquarters: St. Petersburg, FL
- Areas served: 49 states and Washington, D.C. (Alaska coming soon)
- Products offered: Primary and excess private flood insurance, parametric earthquake insurance
- 现行政策:超过20万
- 有效保费:超过2.5亿美元
- 政策最多的州:佛罗里达州
- 人均政策最多的州:南卡罗来纳州
- 政策最多的县:德克萨斯州哈里斯县
- 根据海王星保单支付的索赔款项:超过1.5亿美元
- 导致大多数索赔的事件:飓风伊恩(2022年)
- 保险和再保险合作伙伴:25
- 总部:佛罗里达州圣彼得堡
- 服务区域:49 个州和华盛顿特区(阿拉斯加即将推出)
- 提供的产品:初级和超额私人洪水保险、参数化地震保险
ABOUT NEPTUNE FLOOD:
Neptune Flood is the largest private flood insurance company in the United States and is the alternative to the NFIP. We were founded to change the way consumers and businesses think about and buy flood and parametric earthquake insurance. Neptune uses AI and ML-driven technology to make it fast and easy for consumers to buy and agents to sell insurance.
关于海王星洪水:
Neptune Flood是美国最大的私人洪水保险公司,也是NFIP的替代方案。我们成立的目的是改变消费者和企业对洪水和参数地震保险的看法和购买方式。海王星使用人工智能和机器学习驱动的技术,使消费者可以快速轻松地购买保险,代理人也可以轻松地出售保险。
SOURCE Neptune Flood
来源 Neptune Flood