PURE Insurance Enters Canada, Brings Choice to High Net Worth Homeowners for the First Time
PURE Insurance Enters Canada, Brings Choice to High Net Worth Homeowners for the First Time
Company's membership model incentivizes excellent service and helps keep premiums fair
公司的会员模式激励卓越的服务，并有助于保持保费公平
TORONTO, Sept. 10, 2024 /PRNewswire/ - Privilege Underwriters Reciprocal Exchange ("PURE"), the policyholder-owned property and casualty insurer designed for successful, responsible homeowners, announces its first international expansion as it opens for business in Canada. This move introduces PURE's unique reciprocal model to high net worth Canadians, starting in Ontario.
多伦多，2024年9月10日 /PRNewswire/-保单持有人拥有的财产和意外伤害保险公司，专为成功、负责任的房主而设计，特权承保人互惠交易所（“PURE”）宣布在加拿大开业时首次进行国际扩张。此举从安大略省开始，向高净值加拿大人介绍了PURE独特的互惠模型。
"We aim to offer owners of Canada's finest homes a new insurance option, building long-term relationships to make them safer, smarter and more resilient," said Chris Sevdalis, Head of PURE's Canada branch. "PURE's unique model, which puts members first instead of shareholders, leads us to build a very different service experience, and we're excited to introduce our fresh approach to high net worth Canadians."
PURE加拿大分公司负责人克里斯·塞夫达利斯表示：“我们的目标是为加拿大优质房屋的业主提供新的保险选择，建立长期关系，使他们更安全、更智能、更具弹性。”“PURE的独特模式将会员而不是股东放在第一位，这使我们建立了截然不同的服务体验，我们很高兴向高净值加拿大人介绍我们的新方法。”
A MODEL THAT ALIGNS INTERESTS
一种协调利益的模式
It can be hard for an insurance company to balance the interests of all stakeholders, but PURE's reciprocal model helps do just that. As a reciprocal insurer, PURE is owned by its policyholders, also known as members. This member-owned model incentivizes PURE to charge the right price, not the highest, and to deliver exceptional solutions and service to members. Members are also eligible to receive annual contributions to their Subscriber Savings Accounts.
保险公司可能很难平衡所有利益相关者的利益，但是PURE的互惠模型有助于实现这一目标。作为互惠保险公司，PURE由其保单持有人（也称为会员）拥有。这种会员拥有的模式激励 PURE 收取合适的价格，而不是最高的价格，并为会员提供卓越的解决方案和服务。会员还有资格获得其订户储蓄账户的年度供款。
COVERAGES AND SERVICES DESIGNED SPECIFICALLY FOR SUCCESSFUL FAMILIES
专为成功家庭设计的保险和服务
PURE delivers an exceptional member experience, from broad coverage designed specifically for high net worth families, to services crafted to make their lives safer and easier—plus a claims process focused on getting the member back to normal life as soon as possible. For example, many insurers offer coverage for certain types of water damage, such as basement flooding caused by heavy rain, as an optional add on, which can lead to gaps in coverage and make the claims process difficult. PURE's Homeowners policy automatically includes this coverage, making the claims experience far more straightforward.
PURE 提供卓越的会员体验，从专为高净值家庭设计的广泛保障，到为让他们的生活更安全、更轻松而精心设计的服务，再加上专注于让会员尽快恢复正常生活的索赔流程。例如，许多保险公司将某些类型的水灾作为可选附加保障，例如大雨造成的地下室洪水，这可能会导致承保范围缺口并使索赔流程变得困难。PURE的房主保单自动包括该保险，这使得索赔体验变得更加简单。
Further, PURE believes that prevention beats restoration, which is why membership begins with the PURE360, a thorough home risk assessment, and comes with additional resources to help reduce the likelihood of claims. If a claim does occur, members receive a caring and compassionate service experience—backed by the endorsement of a 95 per cent Customer Satisfaction (CSAT) rating since inception among U.S. members who've experienced claims.
此外，PURE 认为预防胜过修复，这就是为什么会员资格从 PURE360 开始，这是一项全面的家庭风险评估，并附带额外资源来帮助降低索赔的可能性。如果确实发生了索赔，会员将获得贴心和富有同情心的服务体验——自成立以来，经历过索赔的美国会员的客户满意度（CSAT）评级为95％。
NEW TO CANADA WITH A RICH HISTORY OF SATISFIED MEMBERS
加拿大新手，拥有丰富的满意会员历史
"PURE is new to Canada, but we've been serving high net worth members in the U.S. for almost 20 years," said Martin Leitch, CEO, PURE Insurance. "With this expansion, we are able to offer coverage solutions to existing Canadian PURE members who have trusted us to protect their U.S. interests and to reach new members who have not yet experienced what it means to be a PURE member."
PURE Insurance首席执行官马丁·利奇表示：“PURE对加拿大来说是新事物，但我们为美国的高净值会员提供服务已有近20年了。“通过此次扩张，我们能够为信任我们保护其美国利益的现有加拿大PURE会员提供保险解决方案，并覆盖尚未体验成为PURE会员意味着什么的新会员。”
With consistent growth of at least 15 per cent annually and the most awards in its category, PURE is a leading insurer in the high net worth space in the U.S. It offers coverage in all 50 states for high value homes, automobiles, collections, watercrafts, personal excess liability, fraud, cyber and flood to more than 100,000 members.
PURE是美国高净值领域的领先保险公司，每年持续增长至少15％，是同类保险中最多的奖项。它在所有50个州为超过100,000名会员提供高价值住宅、汽车、藏品、船只、个人超额责任、欺诈、网络和洪水等保险。
PURE Insurance is now available in Ontario through select brokers. Future products include automobile coverage in Ontario, with planned expansion to other provinces in the future.
PURE Insurance现在可以通过精选经纪商在安大略省提供。未来的产品包括安大略省的汽车保险，并计划将来扩展到其他省份。
About PURE Insurance
Privilege Underwriters Reciprocal Exchange (PURE Insurance) is dedicated to creating an exceptional experience for responsible high net worth families, providing customizable coverage for high value homes, automobiles, jewelry, art, personal liability, watercraft, flood, fraud and cyber fraud. PURE's low cost of capital, careful member selection and proactive risk management contribute to fair pricing and a Financial Strength Rating of "A (Excellent)" from AM Best. PURE has sustained at least 15% annual growth in each year since its inception and serves more than 100,000 members across the U.S. and now Canada.
关于 PURE 保险
Privilege Inderwriters Recalal Exchange（PURE Insurance）致力于为负责任的高净值家庭创造卓越的体验，为高价值房屋、汽车、珠宝、艺术品、个人责任、船只、洪水、欺诈和网络欺诈提供可定制的保险。PURE的低资本成本、谨慎的成员选择和积极的风险管理有助于实现公平定价，Am Best的财务实力评级为 “A（优秀）”。自成立以来，PURE每年保持至少15％的年增长率，为美国乃至现在的加拿大超过100,000名会员提供服务。
SOURCE PURE Insurance
来源 PURE 保险
