If Fed Cuts Interest Rates, Credit Card APRs 'Are Still Going To Be High' For Now, Economist Says
If Fed Cuts Interest Rates, Credit Card APRs 'Are Still Going To Be High' For Now, Economist Says
如果联邦储备系统降低利率，目前来说，信用卡年利率依然会很高，经济学家说。
Consumers' wallets should get some relief if the Federal Reserve lowers rates this week, but it won't be a huge help, according to Benjamin Ayers, senior economist with Nationwide Insurance (NASDAQ:NWFAX).
如果美联储本周降息，消费者的钱包应该会得到一些缓解，但根据美国全国保险（NASDAQ:NWFAX）的资深经济学家本杰明·艾尔斯的说法，这并不会带来很大帮助。
"It should put some downward pressure on auto rates, mortgage rates, loan rates, but on the other side of the coin, it should put upward pressure on CD rates and saving rates that you get out there," Ayers told Benzinga.
“这可能会对汽车贷款利率、抵押贷款利率、贷款利率产生一定的下行压力，但另一方面，也会对CD利率和储蓄利率产生上行压力，” 艾尔斯告诉财经网Benzinga。
Lowering the Fed interest rate by only 25 or 50 basis points will not mean much for consumers in the short term, he adds.
他补充说，只降低25或50个基点的美联储利率对消费者短期内意味不大。
"It's nice but if...
“这很好，...
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