Not BlackRock, But Revolut And Robinhood Will Infuse New Life Into DeFi, Expert Says
Not BlackRock, But Revolut And Robinhood Will Infuse New Life Into DeFi, Expert Says
Paul Frambot, CEO and founder of lending protocol Morpho, believes the future growth of Decentralized Finance (DeFi) is largely dependent on fintech pioneers such as Revolut and Robinhood (NASDAQ:HOOD).
lending协议Morpho的CEO兼创始人Paul Frambot相信，去中心化金融（defi）的未来增长在很大程度上取决于Revolut和Robinhood（纳斯达克：HOOD）等金融科技先驱。
What Happened: In an interview with DL News, Frambot said that the next phase of financial infrastructure development will be driven by the most tech-savvy players in the finance sector. He referred to DeFi as an "artificial casino" where speculation is the primary driver of yields,
【发生了什么】在接受DL新闻采访时，Frambot表示金融基础设施发展的下一个阶段将由金融行业最懂科技的参与者推动。他将defi称为“人工赌场”，其中投机是收益的主要驱动因素。
Morpho, backed by venture capital firms such as a16z and Ribbit Capital, launched Optimiser in 2021. This software layer is designed to maximize yields. However, since its launch, DeFi's total TVL (invested deposits) has seen a 56% drop, leading to fierce competition for resources among developers and builders.
Morpho由a16z和Ribbit Capital等创投公司支持，于2021年推出了Optimiser。这个软件层旨在最大化收益。然而，自推出以来，defi的总TVL（投资存款）已经下降了56％，导致开发人员和构建者之间资源的激烈竞争。
Frambot believes that leading fintechs like Revolut, Robinhood and eToro, all of which have integrated crypto into their offerings, could be the saving grace for DeFi. He is hopeful that these and other fintechs can boost DeFi's appeal to mainstream users.
Frambot认为，Revolut，Robinhood和eToro等主要金融科技公司都已将加密货币整合到其产品中，这些公司可能会成为defi的救世主。他希望这些以及其他金融科技公司可以提升defi对主流用户的吸引力。
He also pointed out the potential for DeFi in payment processing, where fintechs currently rely on the same outdated "rails" as traditional financial players. Frambot anticipates more fintechs will seek DeFi partnerships in the near future.
他还指出了defi在支付处理领域的潜力，金融科技目前依赖于与传统金融参与者相同的过时“轨道”。Frambot预计未来将有更多金融科技公司寻求与defi的合作伙伴关系。
Also Read: Donald Trump's Son Barron Is His 'Chief DeFi Visionary,' But The Real Mastermind Behind World Liberty Financial Is Someone Else
另请阅读：唐纳德·特朗普的儿子巴伦是他的“首席DeFi愿景家”，但世界自由金融背后的真正幕后大师是别人
Why It Matters: Robinhood, in particular, has been making significant strides in the crypto market. The company's crypto strategy is successful in attracting millennials, leading to a 161% spike in crypto-based transaction revenue.
【为什么重要】特别是Robinhood在加密市场上取得了重大进展。公司的加密策略成功吸引了千禧一代，导致基于加密的交易收入激增161％。
Robinhood's efforts in expanding its crypto team, broadening its crypto trading services to the European Union, and acquiring Bitstamp for $200 million could potentially increase its operating income to approximately $900 million in 2024, as per Bernstein analysts.
根据贝恩斯坦分析师的预测，罗宾汉在扩大加密货币团队、将加密货币交易服务拓展至欧盟以及以2亿美元收购Bitstamp的努力可能使其2024年的营业收入达到约9000万美元。
Furthermore, Robinhood has recently integrated Solana into its Web3 wallet, marking another milestone in the company's ongoing efforts to expand its digital asset offerings.
此外，罗宾汉最近将Solana集成到其Web3钱包中，这标志着该公司在扩大数字资产产品方面的又一个重要里程碑。
What's Next: The influence of Bitcoin as an institutional asset class is expected to be thoroughly explored at Benzinga's upcoming Future of Digital Assets event on Nov. 19.
接下来：比特币作为机构资产类别的影响力预计将在Benzinga即将到来的数字资产未来活动中得到彻底探讨。日期是11月19日。
- Robinhood Woos Millennials As Crypto-Based Transaction Revenue Spikes 161%
- 罗宾汉吸引千禧一代，因加密货币交易收入激增161%
Image: Shutterstock
图片：shutterstock