Is ANZ Stock's 5.7% Really the Best ASX Bank Dividend Yield?
Is ANZ Stock's 5.7% Really the Best ASX Bank Dividend Yield?
It's been a phenomenal 12 months to own any of the big four ASX bank stocks, including $ANZ Group Holdings Ltd (ANZ.AU)$.
拥有四大ASX银行股票的过去12个月真是非常了不起，包括 $ANZ Group Holdings Ltd (ANZ.AU)$.
All four of the major banks have notched up share price rises of at least 20% over the past 12 months.
四大银行的股价在过去12个月中都上涨了至少20%。
Unusually, it has been $Westpac Banking Corp (WBC.AU)$ that has led the pack with these gains. Westpac shares have ballooned by more than 52% since this time last year.
不同寻常的是， $Westpac Banking Corp (WBC.AU)$ 这家银行引领了市场，取得了这些收益。Westpac股票自去年此时以来已经暴涨了超过52%。
$CommBank (CBA.AU)$ is next up. The CBA share price has shot up by almost 40% since September 2023.
$CommBank (CBA.AU)$ 是下一家。自2023年9月以来，CBA股价已经上涨了近40%。
$National Australia Bank Ltd (NAB.AU)$ has added a compelling 32.7% over the same period.
$National Australia Bank Ltd (NAB.AU)$ 已在同期增加了令人信服的32.7%。
But ANZ stock has been the laggard. Its share price has risen by a solid 20.6% over the past 12 months. That's obviously not a gain to turn one's nose up against, but it would probably still make ANZ shareholders feel a little jealous.
但ANZ股票一直是落后者。过去12个月，它的股价上涨了20.6%。显然这不是一个可以傲视一切的收益，但这可能会让ANZ股东感到有点嫉妒。
However, this relative share price sluggishness has one potential upside: ANZ stock appears to now be the leader amongst the big four in terms of dividends.
然而，这种相对股价的低迷可能有一个潜在的好处：在分红方面，ANZ股票似乎现在是四大银行中的领头羊。
ANZ stock: The ASX bank dividend king?
ANZ股票：ASX银行股息之王？
Today, ANZ shares are trading on a trailing dividend yield of 5.7%.
今天，澳洲银行股票的尾随股息率为5.7%。
That compares very favourably with NAB and Westpac, which currently have yields of 4.28% and 4.43%, respectively.
这与NAB和Westpac相比，它们目前的收益分别为4.28%和4.43%，非常有利可图。
This makes CBA's dividend yield of 3.28% look inadequate.
这使得CBA的股息率3.28%看起来不够充分。
So, on the surface, it looks as though ANZ is the clear winner here, at least among the big four. Even extending to the other, smaller ASX banks, ANZ looks compelling. It beats out $Bendigo and Adelaide Bank Ltd (BEN.AU)$'s current 5.2% offering and only just loses to $Bank of Queensland Ltd (BOQ.AU)$'s 5.86%.
So, on the surface, it looks as though ANZ is the clear winner here, at least among the big four. Even extending to the other, smaller ASX banks, ANZ looks compelling. It beats out $Bendigo and Adelaide Bank Ltd (BEN.AU)$'s current 5.2% offering and only just loses to $Bank of Queensland Ltd (BOQ.AU)$'s 5.86%.
Unlike ANZ, BOQ has been cutting its annual dividends since 2022, so even that ASX bank share arguably comes up short.
与澳洲新西兰银行（ANZ）不同，澳大利亚银行（BOQ）自2022年以来一直在削减其年度股息，因此即使作为澳交所的银行股票，有人可能认为它表现不佳。
There is one caveat we have to mention before crowning ANZ stock as the ASX bank dividend king though. Unlike every other ASX bank, ANZ doesn't pay fully franked dividends anymore. Its last two dividend payments have come only partially franked at 56% and 65%, respectively.
然而，在我们称ANZ股票为澳交所银行股票股息之王之前，我们必须提到一个重要声明。与其他澳交所的银行不同，ANZ已不再支付完全实益派息。其过去两次股息支付分别只有56％和65％的实益派息。
Now, if ANZ's dividends came unfranked, the value of the franking credits from NAB and Westpac would be enough to make those dividends more valuable for most investors.
现在，如果ANZ的股息不再有实益派息，来自NAb和Westpac的实益派息信用价值足以使这些股息对大多数投资者更有价值。
However, ANZ stock's partial franking is enough to keep this ASX bank on top, at least for now.
然而，ANZ股票的部分实益派息足以使这家澳交所银行目前保持领先地位。
As such, we can conclude that ANZ is indeed sporting the best big four bank dividend yield on the ASX today. Let's see if it can keep its crown going into 2025.
因此我们可以得出结论，澳洲银行确实在ASX上拥有最佳的四大银行股息收益。让我们看看它是否能在2025年保持其领先地位。
