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Budget 2025: More Home Ownership Expected

Budget 2025: More Home Ownership Expected

2025年预算:预计更多人将拥有自己的住房
Business Today ·  09/24 23:39

The country's Property sector is optimistic that the upcoming fiscal policies will continue to strengthen the real estate market, empowering Malaysians with greater access to home ownership, according to PropertyGuru Malaysia.

该国房地产业对即将实施的财政政策持乐观态度,认为将继续加强房地产市场,为马来西亚人提供更多购房机会,据马来西亚PropertyGuru称。

With Budget 2025 on the horizon, the market expects additional measures that further enhance the property market to fulfill the needs of Malaysian homebuyers.

随着2025年预算的临近,市场期待进一步加强房地产市场的额外措施,以满足马来西亚购房者的需求。

The affordability of housing continues to be a central concern for many Malaysians, particularly first-time homebuyers. The government's commitment to provide affordable housing has boosted the supply of affordable homes through initiatives such as the 1Malaysia Housing Programme (PR1MA), Rumah Selangorku and Projek Perumahan Rakyat (PPR).

住房的可负担性继续是许多马来西亚人特别是首次购房者关注的中心问题。政府致力于提供负担得起的住房,通过1Malaysia住房计划(PR1MA)、Rumah Selangorku和Projek Perumahan Rakyat(PPR)等倡议,增加了负担得起的住房供应。

According to PropertyGuru's Consumer Sentiment Study in the first half of 2024, PR1MA is the preferred choice for 23% of respondents, especially middle-income earners in their 30s. Rumah Selangorku, on the other hand, is favoured by 15% of respondents, predominantly those married with children. PPR is the choice of 14% primarily from the low-income bracket.

根据2024年上半年PropertyGuru的消费者信心研究,PR1MA是23%受访者首选,特别是30岁左右的中等收入群体。另一方面,Rumah Selangorku受到15%受访者青睐,主要是已婚有子女者。 PPR则是14%的低收入群体的选择。

These findings underscore the need for tailored housing initiatives to meet the requirement of various demographic groups. The authority is urged to collaborate with financial institutions to offer flexible and low interest housing loan or mortgage packages.

这些发现突显了需定制住房倡议以满足不同人口群体的需求。呼吁当局与金融机构合作,提供灵活且低息的住房贷款或抵押贷款方案。

Notably, sustainability has become a key focus in global property development, and Malaysia is no exception. Market observers believe that Budget 2025 should include policies that encourage green building practices that benefit both the environment and homeowners. Tax incentives or rebates should be granted to developers who incorporate energy-efficient design and use environment-friendly construction materials for their projects, thus accelerating the adoption of sustainable practices in the property sector.

值得注意的是,可持续性已成为全球房地产发展的重点关注,马来西亚也不例外。市场观察者认为,2025年预算应包括鼓励环保建筑实践的政策,这有益于环境和业主。应授予开发商税收激励或回扣,鼓励其在项目中采用节能设计和使用环保建筑材料,从而加速房地产业可持续实践的推广。

For homeowners, incentives such as grants for solar panels, energy-efficient appliances, and water-saving devices can reduce household expenses while promoting a sustainable, eco-friendly lifestyle. Additionally, introducing green home certification programs that reward
sustainable design would further motivate developers and buyers to prioritise environmental considerations.

对于房主,激励措施,如太阳能电池板、节能家电和节水装置的补助,既可降低家庭开支,又有助于推动可持续、环保的生活方式。此外,推出奖励执行绿色家居认证计划的措施,
可持续设计将进一步激励开发商和购房者优先考虑环保因素。

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