Goldman Sachs Maintains Bank of America(BAC.US) With Buy Rating, Announces Target Price $48

高盛集团维持美国银行(BAC.US)买入评级，目标价48美元

moomoo资讯 · 10/02 07:31 · 评级/大行评级

Goldman Sachs analyst Richard Ramsden maintains $Bank of America (BAC.US)$ with a buy rating, and sets the target price at $48.

According to TipRanks data, the analyst has a success rate of 66.4% and a total average return of 12.2% over the past year.

AnalystRecentRatingAutoNews_205291_20241001_0b9a436f830f468b65355f5c28b5058daf789436_1727872239575407_mm_en

Furthermore, according to the comprehensive report, the opinions of $Bank of America (BAC.US)$'s main analysts recently are as follows:

It's anticipated that net interest incomes may experience a decline of approximately 4% on average in the third quarter, due to delayed deposit repricing coupled with continued moderate loan growth, which is expected to surpass the repricing of fixed assets. Additionally, it's projected that a positive inflection in net interest income will not occur until the second quarter of 2025. While concerns related to charge-offs, especially those concerning credit cards and commercial real estate, have subsided recently, it is possible that banks will continue to build their reserves.
Interest rate reductions have commenced, and the pace at which they're occurring is quicker than anticipated, with further rate cuts expected by mid-2025. The trajectory for net interest margins (NIM) can be challenging to forecast, but typically, a swift pace of rate reductions tends to benefit NIM at mid-sized banks, whereas the impact on larger banks is more varied.

Note:

TipRanks, an independent third party, provides analysis data from financial analysts and calculates the Average Returns and Success Rates of the analysts' recommendations. The information presented is not an investment recommendation and is intended for informational purposes only.

Success rate is the number of the analyst's successful ratings, divided by his/her total number of ratings over the past year. A successful rating is one based on if TipRanks' virtual portfolio earned a positive return from the stock. Total average return is the average rate of return that the TipRanks' virtual portfolio has earned over the past year. These portfolios are established based on the analyst's preliminary rating and are adjusted according to the changes in the rating.

TipRanks provides a ranking of each analyst up to 5 stars, which is representative of all recommendations from the analyst. An analyst's past performance is evaluated on a scale of 1 to 5 stars, with more stars indicating better performance. The star level is determined by his/her total success rate and average return.

高盛集团分析师Richard Ramsden维持$美国银行 (BAC.US)$买入评级，目标价48美元。

根据TipRanks数据显示，该分析师近一年总胜率为66.4%，总平均回报率为12.2%。

AnalystRecentRatingAutoNews_205291_20241001_0b9a436f830f468b65355f5c28b5058daf789436_1727872239575407_mm_sc

此外，综合报道，$美国银行 (BAC.US)$近期主要分析师观点如下：

预计第三季度净利息收入可能平均下降约4％，这是由于延迟的存款重新定价以及贷款持续温和增长，预计将超过固定资产的重新定价。此外，预计净利息收入要到2025年第二季度才会出现正增长。尽管与扣款有关的担忧，尤其是与信用卡和商业房地产有关的担忧，最近有所减弱，但银行有可能继续增加储备。
降息已经开始，降息的速度比预期的要快，预计到2025年中期将进一步降息。净利率（NIM）的走势可能难以预测，但通常，快速降息往往会使中型银行的NiM受益，而对大型银行的影响则更加多样化。

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TipRanks为独立第三方，提供金融分析师的分析数据，并计算分析师推荐的平均回报率和胜率。提供的信息并非投资建议，仅供参考。本文不对评级数据和报告的完整性与准确性做出认可、声明或保证。

TipRanks提供每位分析师的星级，分析师星级代表分析师所有推荐的过往表现，通过分析师的总胜率和平均回报率综合计算得出，星星越多，则该分析师过往表现越优异，最高为5颗星。

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Goldman Sachs Maintains Bank of America(BAC.US) With Buy Rating, Announces Target Price $48

Goldman Sachs Maintains Bank of America(BAC.US) With Buy Rating, Announces Target Price $48

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