Allstate Records $630M In Losses From Hurricane Helene, Other Insurers Report Significant Losses As Damage Mounts
Allstate Records $630M In Losses From Hurricane Helene, Other Insurers Report Significant Losses As Damage Mounts
Moody's Risk Management Solutions, or RMS, said it expects combined total insured losses from Hurricane Helene and Hurricane Milton to range between $35 billion and $55 billion.Allstate Corp (NYSE:ALL) reported $630 million in catastrophe losses related to Hurricane Helene alone. The company reported total estimated catastrophe losses of $889 million for September, more than twice the amount reported for the same month last year.
好事达公司（纽交所：ALL）仅飓风赫莉娜造成的灾难性损失就达到了63000万美元。该公司报告称，截至9月，其总估计灾难损失达到了88900万美元，是去年同月报告的金额的两倍多。
What Happened: The impact of Hurricane Helene has led to a substantial increase in Allstate's losses for the third quarter of 2024 which the company reported as $1.7 billion, up from $1.18 billion in the same quarter in 2023.
发生了什么：飓风赫莉娜的影响导致好事达2024年第三季度的损失大幅增加，报告该季度的损失为17亿美元，高于2023年同季度的11.8亿美元。
Other insurance companies affected by the recent hurricanes include Progressive Corp (NYSE:PGR), which recorded $563 million in catastrophe in September as a result of Hurricane Helene. Travelers Companies, Inc. (NYSE:TRV) reported catastrophe losses of $939 million for the third quarter of 2024 due to Hurricane Helene, an increase of $89 million compared to the same period last year.
其他保险公司受最近飓风影响的还有渐进公司（纽交所：PGR），其因赫莉娜飓风在9月录得56300万美元的灾难损失。旅行者保险公司（纽交所：TRV）由于赫莉娜飓风，报告2024年第三季度的灾难损失达到了93900万美元，较去年同期增加了8900万美元。
Moody's Risk Management Solutions, or RMS, said it expects combined total insured losses from Hurricane Helene and Hurricane Milton to range between $35 billion and $55 billion.
穆迪风险管理解决方案或RMS表示，预计由飓风赫莉娜和飓风米尔顿造成的总保险赔偿损失将在350亿至550亿美元之间。
According to a report from Insurtech Insights, Hurricanes Helene and Milton contributed to total losses for Florida insurers of more than $100 billion for the fifth consecutive year, comparable to the losses from Hurricane Katrina in 2005.
根据Insurtech Insights的一份报告，飓风赫莉娜和米尔顿导致佛罗里达保险公司连续第五年的总损失超过了1000亿美元，与2005年卡特里娜飓风的损失相当。
Why It Matters: Citizens, Florida's state-backed insurer of last resort, has seen a surge in policyholders in recent years, especially after recent destructive hurricanes.
为什么重要：公民，佛罗里达州的国有背书最终保险人，近年来看到了保单持有人数量的激增，特别是在最近破坏性飓风之后。
The rapid influx raises serious concerns about its financial stability as it has experienced massive underwriting losses, amounting to hundreds of millions of dollars. Citizens estimates it is currently at a 38% rate inadequate, meaning it needs a 38% rate increase to be solvent. However, Florida law caps its annual rate increases at 10%
快速涌入的情况让人对其财务稳定性产生严重担忧，因为其已经经历了数亿美元的巨额核保损失。公民估计其当前的费率递减率为38%，意味着需要提高38%的费率才能偿还。然而，佛罗里达法律规定其年度费率上限为10%。
Citizens is transferring more than 648,000 policies to private insurers, per Click Orlando. These companies are also experiencing financial strain due to increased claims, likely leading to higher premiums and reduced coverage availability.
点击奥兰多消息称，公民正在将超过648,000份保单转移给私人保险公司。这些公司也因理赔增加而经受经济压力，很可能导致保费上涨和保险覆盖范围缩减。
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Photo: wurliburli from Pixabay
照片：来自Pixabay的wurliburli
