On Oct 25, major Wall Street analysts update their ratings for $Bread Financial (BFH.US)$, with price targets ranging from $34 to $63.
Morgan Stanley analyst Jeffrey Adelson maintains with a sell rating, and maintains the target price at $35.
BofA Securities analyst Mihir Bhatia maintains with a buy rating, and adjusts the target price from $57 to $55.
Barclays analyst Terry Ma maintains with a sell rating, and adjusts the target price from $35 to $34.
RBC Capital analyst Jon Arfstrom maintains with a hold rating, and maintains the target price at $52.
Compass Point analyst Dave Rochester maintains with a buy rating, and adjusts the target price from $60 to $63.
Furthermore, according to the comprehensive report, the opinions of $Bread Financial (BFH.US)$'s main analysts recently are as follows:
There were minimal surprises in the third quarter results of Bread Financial, with the company maintaining its full-year guidance. The modest underperformance of the shares is being attributed to ongoing uncertainty regarding the timing of credit loss rate improvements. The expectation of a gentle economic downturn, recent industry-wide credit tightening, and deceleration in loan growth are anticipated to positively influence loss rates, particularly in the latter half of 2025. Furthermore, Bread Financial's projection for reserve rates suggests that the credit losses in 2025 could align with or potentially outperform those in the previous year.
Bread Financial's Q3 earnings surpassed expectations primarily due to reduced expenditures. The credit performance for fiscal 2024 is anticipated to align with the present guidance. However, preliminary insights into fiscal 2025 suggest minimal improvement in credit metrics.
Here are the latest investment ratings and price targets for $Bread Financial (BFH.US)$ from 6 analysts:
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美东时间10月25日，多家华尔街大行更新了$Bread Financial (BFH.US)$的评级，目标价介于34美元至63美元。
摩根士丹利分析师Jeffrey Adelson维持卖出评级，维持目标价35美元。
美银证券分析师Mihir Bhatia维持买入评级，并将目标价从57美元下调至55美元。
巴克莱银行分析师Terry Ma维持卖出评级，并将目标价从35美元下调至34美元。
加皇资本市场分析师Jon Arfstrom维持持有评级，维持目标价52美元。
Compass Point分析师Dave Rochester维持买入评级，并将目标价从60美元上调至63美元。
此外，综合报道，$Bread Financial (BFH.US)$近期主要分析师观点如下：
Bread Financial的第三季度业绩基本符合预期，公司维持全年指引。股票的轻微表现不佳被归因于持续不确定性，尤其是信贷损失率改善时机的不确定性。对温和经济下滑的预期、最近整个行业的信贷收紧以及贷款增长的减速，预计将积极影响损失率，特别是在2025年下半年。此外，Bread Financial对储备率的预期表明，2025年的信贷损失可能与前一年持平或有望超越。
Bread Financial的第三季度盈利超出预期，主要归功于支出减少。对于2024财年的信用表现预计将与目前的指引相符。然而，对2025财年的初步认识表明信用指标的改善幅度有限。
以下为今日6位分析师对$Bread Financial (BFH.US)$的最新投资评级及目标价：
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