Compass Point analyst Dave Rochester maintains $Bread Financial (BFH.US)$ with a buy rating, and adjusts the target price from $60 to $63.
According to TipRanks data, the analyst has a success rate of 66.4% and a total average return of 10.6% over the past year.
Furthermore, according to the comprehensive report, the opinions of $Bread Financial (BFH.US)$'s main analysts recently are as follows:
The third-quarter results from Bread Financial held few surprises, and the unchanged full-year guidance was noted. The slight underperformance of the shares is seen as a result of ongoing uncertainty regarding the timing of credit loss rate improvements. A 'soft landing,' recent industry-wide credit tightening, and a deceleration in loan growth are expected to favorably impact loss rates, particularly in the latter half of 2025. Furthermore, Bread Financial's projected reserve rate suggests that losses in 2025 will likely be comparable to or better than those in 2024.
Bread Financial's Q3 earnings exceeded expectations primarily due to reduced expenses, and its credit performance for fiscal 2024 seems to align with present guidance. However, projections for 2025 indicate minimal improvement in credit.
Note:
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Success rate is the number of the analyst's successful ratings, divided by his/her total number of ratings over the past year. A successful rating is one based on if TipRanks' virtual portfolio earned a positive return from the stock. Total average return is the average rate of return that the TipRanks' virtual portfolio has earned over the past year. These portfolios are established based on the analyst's preliminary rating and are adjusted according to the changes in the rating.
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Compass Point分析师Dave Rochester维持$Bread Financial (BFH.US)$买入评级，并将目标价从60美元上调至63美元。
根据TipRanks数据显示，该分析师近一年总胜率为66.4%，总平均回报率为10.6%。
此外，综合报道，$Bread Financial (BFH.US)$近期主要分析师观点如下：
Bread Financial第三季度业绩没有太多意外，全年指导不变。股价略微表现不佳，被视为信用损失率改善时机不确定的结果。’软着陆‘、最近全行业信贷收紧和贷款增长放缓预计将对损失率产生积极影响，特别是在2025年下半年。此外，Bread Financial的预计准备率表明，2025年的损失可能与2024年相当或更好。
Bread Financial的第三季度盈利超过预期，主要是由于费用减少，对2024财年的信用表现似乎符合当前指导。然而，对于2025年的预测表明信用方面的改善较小。
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