RBC Capital analyst Jon Arfstrom maintains $Bread Financial (BFH.US)$ with a hold rating, and maintains the target price at $52.
According to TipRanks data, the analyst has a success rate of 59.0% and a total average return of 16.4% over the past year.
Furthermore, according to the comprehensive report, the opinions of $Bread Financial (BFH.US)$'s main analysts recently are as follows:
The company's third-quarter results contained 'few surprises' and its full-year outlook remained consistent. The moderate underperformance of the shares is ascribed to ongoing uncertainty regarding the timing of credit loss rate improvements. A 'soft landing,' recent industry-wide credit tightening, and a deceleration in loan growth are expected to favorably impact loss rates, especially in the latter half of 2025. Additionally, the company's reserve rate projections suggest that losses in 2025 will be comparable to, if not better than, those in 2024.
Bread Financial's Q3 earnings surpassed expectations, primarily due to decreased expenses. The company's credit performance for fiscal 2024 seems to align with existing projections. However, preliminary insights into fiscal 2025 suggest minimal advancement in credit improvement.
Note:
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Success rate is the number of the analyst's successful ratings, divided by his/her total number of ratings over the past year. A successful rating is one based on if TipRanks' virtual portfolio earned a positive return from the stock. Total average return is the average rate of return that the TipRanks' virtual portfolio has earned over the past year. These portfolios are established based on the analyst's preliminary rating and are adjusted according to the changes in the rating.
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加皇资本市场分析师Jon Arfstrom维持$Bread Financial (BFH.US)$持有评级，维持目标价52美元。
根据TipRanks数据显示，该分析师近一年总胜率为59.0%，总平均回报率为16.4%。
此外，综合报道，$Bread Financial (BFH.US)$近期主要分析师观点如下：
公司第三季度的业绩"没有太多意外"，全年展望保持一致。股票适度的表现被归因于关于信用损失率改善时间的持续不确定性。"软着陆"，最近整个行业范围内的信贷收紧以及贷款增长的减速预计将对损失率产生有利影响，尤其是在2025年下半年。此外，公司的储备率预测表明，2025年的损失将与2024年相当，甚至更好。
Bread Financial的第三季度收益超出预期，主要是由于支出减少。公司2024财年的信贷业绩似乎与现有预测一致。然而，对2025财年的初步见解表明信用改善方面几乎没有进展。
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