Goldman Sachs analyst Will Nance maintains $Marqeta (MQ.US)$ with a hold rating, and adjusts the target price from $6 to $4.5.
According to TipRanks data, the analyst has a success rate of 46.6% and a total average return of -9.9% over the past year.
Furthermore, according to the comprehensive report, the opinions of $Marqeta (MQ.US)$'s main analysts recently are as follows:
Marqeta's Q3 results were a mixture of highs and lows, and there has been a reduction in the growth forecast for Q4 and fiscal year 2025. This is largely due to extended onboarding periods that stem from increased regulatory oversight and the associated risk appetites of sponsor banks. Estimates have been adjusted in line with these developments.
Following 'disappointing results,' the narrative around Marqeta was anticipated to become clearer post the renewal event with a major client. The expectation was for the shares to recover from trading at cash value in after-hours trading. However, due to recent execution issues, it is believed that the company will 'likely remain a show-me story' into the future.
Marqeta experienced a slight underperformance in Q3 gross profit growth, although it surpassed expectations in adjusted EBITDA due to stringent operational discipline. Nonetheless, the company significantly reduced its outlook as a result of increased regulatory attention from the banking sector that postponed the onboarding of new clients and led to a reduction in value-added services from current customers. Additionally, it was observed that several of Marqeta's advanced fintech clients chose to internalize parts of their program management and banking relationships.
Note:
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Success rate is the number of the analyst's successful ratings, divided by his/her total number of ratings over the past year. A successful rating is one based on if TipRanks' virtual portfolio earned a positive return from the stock. Total average return is the average rate of return that the TipRanks' virtual portfolio has earned over the past year. These portfolios are established based on the analyst's preliminary rating and are adjusted according to the changes in the rating.
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高盛集团分析师Will Nance维持$Marqeta (MQ.US)$持有评级，并将目标价从6美元下调至4.5美元。
根据TipRanks数据显示，该分析师近一年总胜率为46.6%，总平均回报率为-9.9%。
此外，综合报道，$Marqeta (MQ.US)$近期主要分析师观点如下：
Marqeta的第三季度业绩出现了高低交替的情况，第四季度和2025财年的增长预期也出现了下调。这在很大程度上是由于延长的开户周期，这是由于增加的监管审查和银行的风险偏好所导致的。根据这些情况，估算数据已经进行了调整。
在“令人失望的结果”之后，有人预计在与一位重要客户进行续约活动后，围绕Marqeta的叙述将变得更加清晰。人们预期股价将在盘后交易中从现金价值中恢复过来。然而，由于最近出现的执行问题，人们认为公司将“可能会继续保持一种展示性的故事”。
Marqeta在第三季度毛利润增长轻微不及预期，尽管由于严格的运营纪律，调整后的EBITDA超出预期。然而，由于银行板块日益增加的监管关注推迟了新客户的上线，并导致现有客户的增值服务减少，公司显著降低了展望。此外，观察到Marqeta的一些爱文思控股客户选择自主管理部分计划和银行关系。
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