EZCORP, Inc. (EZPW) Q4 2024 Earnings Call Transcript Summary
EZCORP, Inc. (EZPW) Q4 2024 Earnings Call Transcript Summary
Diluted EPS for Q4 was up 13% to $0.26 per share.The following is a summary of the EZCORP, Inc. (EZPW) Q4 2024 Earnings Call Transcript:
以下是EZCORP, Inc.（EZPW）2024年第四季度财报电话会议记录摘要：
Financial Performance:
财务业绩：
Q4 total revenue reached a record $300.9 million, up 11% year-over-year.
EBITDA for Q4 increased by 15% to $36.7 million.
Diluted EPS for Q4 was up 13% to $0.26 per share.
PLO increased by 14% year-over-year to a record $279.2 million.
第四季度总收入达到创纪录的3.009亿美元，同比增长11％。
第四季度的息税折旧摊销前利润增长了15％，达到3,670万美元。
第四季度摊薄后的每股收益增长了13％，至每股0.26美元。
巴解组织同比增长14％，达到创纪录的2.792亿美元。
Business Progress:
业务进展：
Expanded store footprint by adding 21 stores in Q4, totaling 1,279 stores across the U.S. and Latin America.
Launched comprehensive training on the fiscal 2025 incentive program structure.
Enhanced scheduling processes in Latin America to support work-life balance.
U.S. online payment collections increased by $6.2 million in Q4.
20 new stores opened in Latin America and one acquired in the U.S.
第四季度增加了21家门店，在美国和拉丁美洲共有1,279家门店，从而扩大了门店占地面积。
启动了有关2025财年激励计划结构的全面培训。
加强拉丁美洲的日程安排流程，以支持工作与生活的平衡。
美国在线支付收款在第四季度增加了620万美元。
在拉丁美洲开设了20家新门店，在美国收购了一家门店。
Opportunities:
机会：
Growth driven by record PLO balance and pawn service charges, as well as expanding de novo stores and acquisition opportunities.
增长是由创纪录的PLO余额和典当服务费，以及不断扩大的新门店和收购机会推动的。
Risks:
风险：
Cash balance declined to $171 million due to convertible note repayment, PLO and inventory increase, and share repurchases.
由于可转换票据还款、PLO和库存增加以及股票回购，现金余额下降至1.71亿美元。
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