New S&P 500 Dynamic Intraday TCA Index crediting strategy offers growth potential and guaranteed rates.

CEDAR RAPIDS, Iowa--(BUSINESS WIRE)--United Life Insurance Company, a Kuvare company, has launched three new crediting options for its WealthChoice Fixed Indexed Annuity (FIA), available starting November 18th. Known for its growth, income, safety, and flexibility, WealthChoice incorporates strategies that protect clients from market volatility and low-interest rates, while also providing opportunities for growth. The enhancements will equip financial institution professionals and independent agents with additional ways to meet a broad range of client needs, from diversification and growth to risk management and security, with:

• One crediting strategy with rates guaranteed through the surrender charge period by United Life:
  • S&P 500 Dynamic Intraday TCA Index Cap targets a 15% volatility level and combines the S&P 500 with cash, adjusting dynamically throughout the day to manage market fluctuations. This strategy provides more stability compared to traditional equity indexes, while also offering the potential for higher crediting rates, making it attractive for clients seeking risk-managed performance in uncertain markets.
• Two S&P 500 Price Return Index crediting strategies:
  • Performance Trigger that offers transparent returns.
  • Bailout option that provides clients with penalty-free access to funds under certain conditions, strengthening financial peace of mind.

Paz Rulli, Vice President of Product Development at Kuvare shared, "We listened to firms and financial professionals for guidance when developing these new crediting strategies on our WealthChoice FIA. Our broader offering will further establish WealthChoice as a core product for our clients' accumulation and guaranteed income plans moving forward."

"The S&P 500 Dynamic Intraday TCA Index with rate guarantees is a game-changing tool that empowers our financial professionals when serving their clients' diverse retirement planning needs," said Jack Manganiello, Vice President of Sales at United Life. "With this innovative index, WealthChoice FIA becomes an even more valuable resource for clients seeking a balanced approach to stability, growth, and long-term financial security."

About United Life Insurance Company

United Life Insurance Company, a Kuvare company, is a leading provider of fixed indexed annuities, specializing in flexible retirement solutions that prioritize financial security. United empowers financial professionals with strategies that balance growth and protection. Committed to customer-driven innovation, the company continues to deliver powerful annuity products supported by exceptional service and stability. For more information, visit unitedlife.com.

About Kuvare

Kuvare is a financial services platform offering life insurance, annuities, reinsurance, advisory, and asset management solutions. Founded in 2015 and headquartered in the Chicago area, Kuvare manages $42 billion in assets and follows a long-term growth strategy. The Kuvare family of companies includes Lincoln Benefit Life, Guaranty Income Life, United Life, and other Kuvare companies. For more information, visit kuvare.com.

The S&P 500 Price Return Index and the S&P 500 Dynamic Intraday TCA Index (the "Index") are products of S&P Dow Jones Indices LLC or its affiliates ("SPDJI") and have been licensed for use by United Life Insurance Company. S&P, S&P 500, US 500, The 500, iBoxx, iTraxx and CDX are trademarks of S&P Global, Inc. or its affiliates ("S&P"); Dow Jones is a registered trademark of Dow Jones Trademark Holdings LLC ("Dow Jones") and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by United Life Insurance Company. United Life Insurance Company's products based on these indices are not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, or any of their respective affiliates. None of such parties make any representation regarding the advisability of investing in such products nor do they have any liability for any errors, omissions, or interruptions of the Indexes.

Not FDIC/NCUA insured • Charges may apply • Not bank/CU guaranteed • Not a deposit • Not insured by any federal agency • May go down in value when surrender charges are applied

A fixed index annuity is not a security and is not an investment in the stock market. Index account interest is based, in part, on index performance. Past performance of an index is not an indication of future performance. WealthChoice Fixed Indexed Annuity is underwritten and issued through United Life Insurance Company. Guarantees are backed by the financial strength and claims paying ability of the company. Product availability and features may vary, and some features may not be available in all states. Issued under policy form UL-FIA02.

media@kuvare.com