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Oportun Reports Increased Holiday Savings Among Members in 2024 Holiday Savings Report

Oportun Reports Increased Holiday Savings Among Members in 2024 Holiday Savings Report

Oportun在2024年假日储蓄报告中报告会员假日储蓄增加
Quiver Quantitative ·  11/20 08:12

Oportun's 2024 Holiday Savings Report reveals increased member savings and spending behaviors, promoting debt-free holiday financing.

Oportun的2024年节日储蓄报告显示，会员的储蓄和消费行为增加，促进了无债务的节日融资。

Quiver AI Summary

Quiver AI 概要

Oportun's 2024 Holiday Savings Report reveals that members are saving significantly more for holiday expenses compared to previous years, utilizing set-aside funds to avoid debt. The analysis shows that members started saving for holidays in the summer, with an average of $396 saved, a 30% increase from 2023. By Q3 2024, members had withdrawn an average of $325 from their savings. The report highlights certain states like Hawaii, Washington, and California as leading in holiday savings. Additionally, members creating multiple savings goals saved 13% more than those with a single goal. The report underscores that there is still time for individuals to save, emphasizing the effectiveness of Oportun's Set & Save app, which has helped members save over $11 billion since its launch.

Oportun的2024年节日储蓄报告显示，与往年相比，会员在节日开支上的储蓄显著增加，利用预留的资金避免债务。分析显示，会员们在夏季开始储蓄，为节日准备，平均储蓄396美元，比2023年增加了30%。到2024年第三季度，会员们从储蓄中提取了平均325美元。报告突出显示了一些州，如夏威夷、华盛顿和加利福尼亚，在节日储蓄方面处于领先地位。此外，设定多个储蓄目标的会员比只有一个目标的会员多储蓄了13%。报告强调，个体仍然有时间储蓄，强调Oportun的Set & Save应用程序的有效性，自推出以来帮助会员储蓄超过110亿。

Potential Positives

潜在的积极因素

  • Oportun's 2024 Holiday Savings Report indicates significant member engagement, with a 30% increase in average holiday savings compared to the previous year, highlighting the effectiveness of its Set & Save product.
  • The report shows that members are utilizing their savings effectively, with an average withdrawal of $325 for holiday spending, which suggests a shift towards intentional, debt-free financial practices.
  • Oportun was named the #1 savings app for 2024 by Bankrate, enhancing its reputation and credibility in the fintech space.
  • Since 2015, Oportun members have collectively saved over $11 billion using Set & Save, demonstrating the long-term value and impact of the platform on users' financial health.
  • Oportun的2024年节日储蓄报告表明，会员参与度显著，节日平均储蓄比去年增加了30%，突显了其Set & Save产品的有效性。
  • 报告显示，会员有效利用储蓄，节日消费平均提取325美元，这表明他们向有意图、无债务的财务实践转变。
  • Oportun在2024年被Bankrate评为第一款储蓄应用程序，提升了其在金融科技领域的声誉和可信度。
  • 自2015年以来，Oportun会员通过Set & Save累计储蓄超过110亿，展示了该平台对用户财务健康的长期价值和影响。

Potential Negatives

潜在负面影响

  • The press release may indicate a reliance on members needing to save extensively to afford holiday expenses, which could reflect negatively on their overall financial stability.
  • The need for an average withdrawal of $325 from holiday savings to cover expenses may signal that members are struggling to manage finances without dipping into savings, raising concerns about the effectiveness of the company's offerings.
  • Despite being named the #1 savings app, the increased reliance on saving for holiday spending may highlight the ongoing financial stress faced by members rather than a strong financial health among them.
  • 新闻稿可能表明，成员们依赖于广泛储蓄以承担假期开支，这可能对他们整体的财务稳定性产生负面影响。
  • 假期储蓄中平均提取325美元以覆盖开支的需求，可能暗示成员们在不动用储蓄的情况下难以管理财务，这引发了对公司提供的产品有效性的担忧。
  • 尽管被称为第一款储蓄应用，但日益依赖储蓄来应对假期开支可能突显了成员们面临的持续财务压力，而非他们中强大的财务健康。

FAQ

FAQ

What are the main findings of the 2024 Holiday Savings Report?

2024年假期储蓄报告的主要发现是什么？

The report indicates members saved an average of $396 for holiday goals, a 30% increase from 2023, and withdrew an average of $325.

报告显示，成员为假期目标平均储蓄396美元，比2023年增加了30%，并且平均提取325美元。

How can Oportun's Set & Save product help with holiday expenses?

Oportun的Set & Save产品如何帮助处理假期开支？

Set & Save allows members to automatically set aside funds for holiday expenses, supporting intentional and debt-free spending.

设置与保存允许会员自动为假期开支分配资金，支持有意图的无债消费。

What benefits did members experience with multiple holiday savings goals?

会员在多个假期储蓄目标中体验到了什么好处？

Members with more than one holiday savings goal saved 13% more, demonstrating the effectiveness of diversified savings strategies.

拥有多个假期储蓄目标的会员储蓄多了13%，证明了多元化储蓄策略的有效性。

When do members typically start saving for holiday goals?

会员通常在什么时候开始为假期目标储蓄？

Members generally begin creating holiday savings goals each summer, indicating early planning for holiday expenses.

会员通常在每年夏天开始制定假期储蓄目标，这表明他们对假期开支进行了早期规划。

What recognition did Oportun's Set & Save receive in 2024?

Oportun的设置与保存在2024年获得了什么认可？

Set & Save was named the #1 savings app for 2024 by Bankrate, highlighting its effectiveness in helping members save.

设置与保存被Bankrate评为2024年#1储蓄应用，突显了其帮助会员储蓄的有效性。

Disclaimer: This is an AI-generated summary of a press release distributed by GlobeNewswire. The model used to summarize this release may make mistakes. See the full release here.

免责声明：这是由GlobeNewswire分发的新闻稿的人工智能生成摘要。用于总结这份稿件的模型可能会出错。请在这里查看完整发布。


$OPRT Insider Trading Activity

$OPRt 内部交易活动

$OPRT insiders have traded $OPRT stock on the open market 4 times in the past 6 months. Of those trades, 0 have been purchases and 4 have been sales.

$OPRt 内部人员在过去6个月内在公开市场上交易了 $OPRt 股票4次。在这些交易中，0次为购买，4次为出售。

Here's a breakdown of recent trading of $OPRT stock by insiders over the last 6 months:

以下是过去6个月 $OPRt 股票内部人员的最近交易情况：

  • KATHLEEN I. LAYTON (Chief Legal Officer) has traded it 2 times. They made 0 purchases and 2 sales, selling 5,288 shares.
  • CASEY MUELLER (Global Controller and PAO) sold 373 shares.
  • PATRICK KIRSCHT (Chief Credit Officer) sold 7,787 shares.
  • KATHLEEN I. LAYTON （首席法律官）交易了2次。他们没有进行购买，进行了2次销售，出售了5,288股。
  • CASEY MUELLER （全球人形机器人-电机控制器和PAO）卖出了373股。
  • PATRICk KIRSCHt （首席信贷官）卖出了7,787股。

To track insider transactions, check out Quiver Quantitative's insider trading dashboard.

要跟踪内部交易，请查看Quiver Quantitative的内部交易特斯拉-仪表。

$OPRT Hedge Fund Activity

$OPRt 对冲基金活动

We have seen 29 institutional investors add shares of $OPRT stock to their portfolio, and 40 decrease their positions in their most recent quarter.

我们看到29家机构投资者在最近一个季度增加了$OPRt股票的持股，40家减少了其仓位。

Here are some of the largest recent moves:

以下是一些最近最大的交易动态：

  • NEUBERGER BERMAN GROUP LLC removed 3,761,139 shares (-100.0%) from their portfolio in Q3 2024
  • FULLER & THALER ASSET MANAGEMENT, INC. removed 512,250 shares (-77.1%) from their portfolio in Q3 2024
  • ACUITAS INVESTMENTS, LLC added 484,210 shares (+89.1%) to their portfolio in Q3 2024
  • RBF CAPITAL, LLC added 443,177 shares (+82.9%) to their portfolio in Q3 2024
  • KENNEDY CAPITAL MANAGEMENT LLC added 345,767 shares (+inf%) to their portfolio in Q3 2024
  • STIFEL FINANCIAL CORP removed 336,472 shares (-100.0%) from their portfolio in Q2 2024
  • MORGAN STANLEY removed 199,194 shares (-75.7%) from their portfolio in Q3 2024
  • NEUBERGER BERMAN GROUP LLC在2024年第三季度从其投资组合中移除了3,761,139股（-100.0%）。
  • FULLER & THALER 资产管理, INC.在2024年第三季度从其投资组合中移除了512,250股（-77.1%）。
  • ACUITAS INVESTMENTS, LLC在2024年第三季度向其投资组合中增加了484,210股（+89.1%）。
  • RBF CAPITAL, LLC在2024年第三季度向其投资组合中增加了443,177股（+82.9%）。
  • KENNEDY CAPITAL 管理LLC在2024年第三季度向其投资组合中增加了345,767股（+inf%）。
  • STIFEL FINANCIAL CORP在2024年第二季度从其投资组合中移除了336,472股（-100.0%）。
  • 摩根士丹利在2024年第三季度从其投资组合中剔除199,194股（-75.7%）

To track hedge funds' stock portfolios, check out Quiver Quantitative's institutional holdings dashboard.

要追踪对冲基金的股票组合，请查看Quiver Quantitative的机构持股仪表板。

Full Release

全面发布



SAN CARLOS, Calif., Nov. 20, 2024 (GLOBE NEWSWIRE) --


Oportun


(Nasdaq: OPRT) today shared results from its 2024 Holiday Savings Report showing that annual holiday have been higher than standard and people are now using set-aside funds to pay for holiday expenses. The report analyzes member year-over-year savings amounts and behaviors for those savings goals tagged as "holiday" in its Set & Save

TM

product.


加利福尼亚州圣卡洛斯, 2024年11月20日 (全球新闻通讯) --


Oportun


(纳斯达克: OPRT) 今天分享了其2024年节假日储蓄报告的结果，显示年度节假日支出高于标准，人们现在使用预留的资金来支付节假日开支。该报告分析了会员逐年储蓄金额和这些以“节假日”为标签的储蓄目标的行为。

是有资格参加FORTITUDE-OLE

该公司将从Y坎斯（VP-102）对普通疣的治疗获得批准的保护性专利在日本，转让百分比区间的中间-的净销售额的百分比范围内提供产品，并逐个产品支付分层转让价格。



"The 2024 Holiday Savings Report shows that setting goals and saving towards them works," said Oportun Head of Savings, Annie Ma. "Our members have saved hundreds of dollars for holiday spending this year – more than they have in recent years – and we believe they are now withdrawing that to avoid taking on debt."


“2024年假期储蓄报告显示，设定目标并朝着目标储蓄是有效的，”Oportun储蓄主管Annie Ma说。“我们的会员今年已经为假期消费储蓄了数百 dólares——比近年来的储蓄更多——我们相信他们现在正在提取这些资金以避免负债。”



Key findings from the 2024 report indicate:


2024年报告的主要发现包括：



  • Members generally begin creating holiday savings goals each summer.

  • In summer 2024, members saved an average of $396 towards holiday goals, an approximately 30% increase compared to summer 2023.

  • As of Q3 2024, members had withdrawn an average of $325 from their holiday savings, demonstrating the product's support for intentional, debt-free spending.

  • In 2024, members saved an average of $150 within the first 30-days of creating a goal labeled as holiday savings.

  • Hawaii, Washington, and California led in highest holiday savings per user in 2024.

  • Members who created more than one holiday savings goal in 2024 have saved 13% more on average than members with just one holiday savings goal.

  • 会员通常在每年夏季开始制定假期储蓄目标。

  • 2024年夏季，会员平均为假期目标节省了396美元，与2023年夏季相比大约增长了30%。

  • 截至2024年第三季度，会员平均从假期储蓄中提取了325美元，展示了该产品对有意无债务消费的支持。

  • 在2024年，会员在创建标记为假期储蓄的目标的前30天内平均储蓄了150美元。

  • 夏威夷、华盛顿和加利福尼亚在2024年每个用户的假期储蓄中名列前茅。

  • 在2024年，创建多个假期储蓄目标的会员平均储蓄比仅有一个假期储蓄目标的会员多了13%。


"Digging deeper, the report also holds a silver lining for those who have yet to begin saving," continued Ma. "With an average savings of $150 in the first 30 days of creating a goal, there's still time to save for this holiday season or to have cash on hand to pay off that first post-holiday credit card statement."


"深入挖掘报告还为那些尚未开始储蓄的人提供了一个白银的希望，" 马继续说道。 "在创建目标的前30天内，平均储蓄150美元，仍然有时间为这个假期季节储蓄或拥有现金来偿还那个假期后的第一张信用卡账单。"



Named the #1 savings app for 2024 by Bankrate, Set & Save helps members automatically set aside money for an unlimited number of savings goals. Using artificial intelligence (AI), its smart savings feature learns member income and spending habits to identify and then automatically transfers "safe-to-save" funds into a separate savings account.


被Bankrate评为2024年最佳储蓄应用的Set & Save帮助会员自动为无限数量的储蓄目标存钱。其智能储蓄功能利用人工智能（AI），学习会员的收入和消费习惯，以识别并自动将"安全储蓄"资金转移到一个单独的储蓄账户中。



Oportun members have saved more than $11 billion in total using Set & Save since 2015, with an average annual savings of $1,800 per member.


自2015年以来，Oportun会员通过使用Set & Save共节省了超过110亿美金，平均每位会员每年节省1,800美金。



For more information about Oportun, visit



.


有关Oportun的更多信息，请访问



.




About Oportun

Oportun (Nasdaq: OPRT) is a mission-driven fintech that puts its members' financial goals within reach. With intelligent borrowing, savings, and budgeting capabilities, Oportun empowers members with the confidence to build a better financial future. Since inception, Oportun has provided more than $18.2 billion in responsible and affordable credit, saved its members more than $2.4 billion in interest and fees, and helped its members save an average of more than $1,800 annually. For more information, visit Oportun.com.



关于Oportun

Oportun（纳斯达克：OPRT）是一家使命驱动的金融科技公司，旨在帮助会员实现他们的财务目标。通过智能借贷、储蓄和预算功能，Oportun使会员能够自信地建设更美好的财务未来。自成立以来，Oportun已提供超过182亿美元的负责任且实惠的信贷，为其会员节省了超过24亿美元的利息和费用，并帮助会员每年节省平均超过1800美元的开支。有关更多信息，请访问Oportun.com。



Contacts

Investor Contact

Dorian Hare
(650) 590-4323


ir@oportun.com



联系方式

投资者联系人

多利安·哈尔
（650）590-4323


ir@oportun.com





Media Contact

Michael Azzano
Cosmo PR for Oportun
(415) 596-1978


michael@cosmo-pr.com




媒体联系

迈克尔·阿扎诺
Oportun的Cosmo公关公司
（415）596-1978


michael@cosmo-pr.com




声明：本内容仅用作提供资讯及教育之目的，不构成对任何特定投资或投资策略的推荐或认可。 更多信息
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