J.P. Morgan analyst Reginald Smith maintains $Affirm Holdings (AFRM.US)$ with a buy rating, and adjusts the target price from $56 to $74.
According to TipRanks data, the analyst has a success rate of 54.8% and a total average return of 9.8% over the past year.
Furthermore, according to the comprehensive report, the opinions of $Affirm Holdings (AFRM.US)$'s main analysts recently are as follows:
Since the election, the median payment technology stock has shown an 18% increase. Stocks characterized by higher beta growth and pro-cyclical exposure have outperformed notably. Fintech companies are perceived as net beneficiaries of a stronger economic environment and inflation, alongside potential policy shifts by the new administration. Nevertheless, given the elevated valuations and the uncertain pace of fundamental improvements, a more selective approach is advised.
Looking ahead to 2025, it is anticipated that a decrease in benchmark rates, alongside an improved third-party funding landscape, will contribute to higher loan origination volumes and enhanced margins for financial technology lenders. Analysts view certain industry leaders as fundamental holdings due to their sustained revenue growth and transaction volumes, which are remaining robust or surpassing levels seen during the pandemic, thus opposing wider e-commerce trends.
Note:
TipRanks, an independent third party, provides analysis data from financial analysts and calculates the Average Returns and Success Rates of the analysts' recommendations. The information presented is not an investment recommendation and is intended for informational purposes only.
Success rate is the number of the analyst's successful ratings, divided by his/her total number of ratings over the past year. A successful rating is one based on if TipRanks' virtual portfolio earned a positive return from the stock. Total average return is the average rate of return that the TipRanks' virtual portfolio has earned over the past year. These portfolios are established based on the analyst's preliminary rating and are adjusted according to the changes in the rating.
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摩根大通分析师Reginald Smith维持$Affirm Holdings (AFRM.US)$买入评级，并将目标价从56美元上调至74美元。
根据TipRanks数据显示，该分析师近一年总胜率为54.8%，总平均回报率为9.8%。
此外，综合报道，$Affirm Holdings (AFRM.US)$近期主要分析师观点如下：
自大选以来，支付科技股中位数上涨了18％。以更高的贝塔增长率和顺周期敞口为特征的股票表现明显跑赢大盘。金融科技公司被视为更强劲的经济环境和通货膨胀以及新政府可能的政策转变的净受益者。尽管如此，鉴于估值的上升和基本面改善步伐的不确定性，建议采取更具选择性的方法。
展望2025年，预计基准利率的下降以及第三方融资格局的改善将有助于增加贷款发放量和提高金融技术贷款机构的利润率。分析师将某些行业领导者视为基本持股，因为它们的收入和交易量持续增长，交易量保持强劲或超过了疫情期间的水平，因此与更广泛的电子商务趋势背道而驰。
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分析师总胜率为近一年分析师的评级成功次数占总评级次数的比率。评级的成功与否，取决于TipRanks的虚拟投资组合是否从该股票中产生正回报。
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