Goldman Sachs analyst Will Nance maintains $Affirm Holdings (AFRM.US)$ with a buy rating, and adjusts the target price from $54 to $78.
According to TipRanks data, the analyst has a success rate of 49.7% and a total average return of -4.1% over the past year.
Furthermore, according to the comprehensive report, the opinions of $Affirm Holdings (AFRM.US)$'s main analysts recently are as follows:
Since the election, the median payment technology stock has risen by 18%, with shares exposed to higher beta growth and pro-cyclical factors outperforming significantly. Analysts believe that fintech stands to benefit from a stronger economy, inflation, and potential policy adjustments under the new administration. Nonetheless, due to more elevated valuations and limited visibility for an acceleration in fundamentals, a more selective approach is favored.
Looking ahead to 2025, lower benchmark rates alongside a more favorable third-party funding situation are expected to propel a rise in loan origination volumes and improve margins for fintech lenders. Both Shopify and Affirm are identified as pivotal holdings, with observations pointing to their revenue and volume growth either matching or surpassing levels seen during the pandemic, thus bucking the broader e-commerce trends.
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Success rate is the number of the analyst's successful ratings, divided by his/her total number of ratings over the past year. A successful rating is one based on if TipRanks' virtual portfolio earned a positive return from the stock. Total average return is the average rate of return that the TipRanks' virtual portfolio has earned over the past year. These portfolios are established based on the analyst's preliminary rating and are adjusted according to the changes in the rating.
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高盛集团分析师Will Nance维持$Affirm Holdings (AFRM.US)$买入评级，并将目标价从54美元上调至78美元。
根据TipRanks数据显示，该分析师近一年总胜率为49.7%，总平均回报率为-4.1%。
此外，综合报道，$Affirm Holdings (AFRM.US)$近期主要分析师观点如下：
自选举以来，支付科技股中位股价上涨了18%，受益于暴露于更高 beta 增长和顺周期因素的股票表现显着。分析师认为，金融科技有望受益于经济走强、通货膨胀和新政府下潜在的政策调整。尽管如此，受益于更高估值和基本面加速的有限可见性，更倾向于更有选择性的方法。
展望2025年，较低的基准利率以及更有利的第三方融资情况预计将推动贷款发放量的增长，并改善金融科技放贷人的利润率。 Shopify 和 Affirm 都被确定为关键持有股，观察表明，它们的营业收入和成交量增长要么与疫情期间看到的水平持平，要么超过，从而背离更广泛的电子商务趋势。
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