Bpce: Groupe BPCE Is Positioned Well Above the Prudential Capital Requirements Applicable in 2025 as Laid Down by the European Central Bank
Bpce: Groupe BPCE Is Positioned Well Above the Prudential Capital Requirements Applicable in 2025 as Laid Down by the European Central Bank
The Common Equity Tier 1 (CET1) requirement applicable to Groupe BPCE on a consolidated basis has been set at 10.59% as of January 1Groupe BPCE is positioned well above the prudential capital requirements applicable in 2025 as laid down by the European Central Bank
Groupe BPCE在2025年欧洲中央银行规定的审慎资本要求上表现良好。
Paris, December 13, 2024
巴黎，2024年12月13日
Groupe BPCE has received notification from the European Central Bank concerning the results of the Supervisory Review and Evaluation Process (SREP) conducted in 2024, stating the level of prudential capital requirements for 2025.
Groupe BPCE已收到来自欧洲中央银行的通知，涉及2024年进行的监管评估与审核流程(SREP)的结果，说明2025年的审慎资本要求水平。
The Common Equity Tier 1 (CET1) requirement applicable to Groupe BPCE on a consolidated basis has been set at 10.59% as of January 1st, 2025, including:
• 1.69% with respect to the Pillar 2 requirement or P2R,
• 2.5% with respect to the capital conservation buffer,
• 1.0% with respect to the capital buffer for global systemically important banks (G-SIBs),
• 0.90% with respect to the countercyclical buffers.
适用于Groupe BPCE的普通股一级资本(CET1)要求在2025年1月1日设定为10.59%，包括：
• 相对于第二支柱要求或P2R的1.69%
• 关于资本保全缓冲的2.5%
• 关于全球系统重要银行（G-SIBs）资本缓冲的1.0%
• 关于反周期缓冲的0.90%
The Total Capital requirement has been set at 14.65% including 2.25% of P2R.
总资本要求设定为14.65%，包括2.25%的P2R。
With ratios as of September 30th, 2024 of 16.2% for its CET1 ratio and 19% for its Total Capital ratio, Groupe BPCE is positioned well above the prudential capital requirements due to be applied as of January 1st, 2025.
到2024年9月30日，其CET1比率为16.2%，总资本比率为19%，Groupe BPCE的资本比率远高于2025年1月1日起适用的审慎资本要求。
The ECB also set Natixis' prudential capital requirements. Including 0.65% of countercyclical buffers on 1st January 2025, Natixis' CET1 ratio requirement is set at 8.91% on the same date including Pillar 2 requirement of 2.25%. With a fully loaded CET1 ratio of 10.9% as of June 30th, 2024, Natixis is also well above these regulatory requirements.
欧洲央行还设定了Natixis的审慎资本要求。包括从2025年1月1日起的0.65%的逆周期缓冲，Natixis的CET1比例要求在同一天设置为8.91%，包括2.25%的第二支柱要求。截至2024年6月30日，Natixis的完全加载CET1比例为10.9%，远高于这些监管要求。
About Groupe BPCE
Groupe BPCE is the second-largest banking group in France. Through its 100,000 staff, the group serves 35 million customers – individuals, professionals, companies, investors and local government bodies – around the world. It operates in the retail banking and insurance fields in France via its two major networks, Banque Populaire and Caisse d'Epargne, along with Banque Palatine and Oney. It also pursues its activities worldwide with the asset & wealth management services provided by Natixis Investment Managers and the wholesale banking expertise of Natixis Corporate & Investment Banking. The Group's financial strength is recognized by four credit rating agencies with the following senior preferred LT ratings: Moody's (A1, stable outlook), Standard & Poor's (A+, stable outlook), Fitch (A+, stable outlook) and R&I (A+, stable outlook).
关于Groupe BPCE
Groupe BPCE是法国第二大银行集团。通过其100,000名员工，该集团在全球为3500万客户（个人、专业人士、公司、投资者和地方政府机构）提供服务。它通过其两个主要网络——人民银行和储蓄银行，在法国从事零售银行和保险领域的业务，同时还通过Banque Palatine和Oney进行业务。它还通过Natixis投资管理公司提供的资产与财富管理服务以及Natixis企业与投资银行的批发银行专业知识，在全球范围内开展活动。该集团的财务实力得到了四家信用评级机构的认可，评级如下：穆迪（A1，稳定展望）、标准普尔（A+，稳定展望）、惠誉（A+，稳定展望）和R&I（A+，稳定展望）。
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Press Contact Groupe BPCE Christophe Gilbert: 33 (0)1 40 39 66 00 / 33 (0)6 73 76 38 98 christophe.gilbert@bpce.fr |
Global Head of Investor Relations Groupe BPCE François Courtois: 33 (0)1 58 40 46 69 bpce-ir@bpce.fr |
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| groupebpce.com |
| 新闻联系Groupe BPCE Christophe Gilbert: 33 (0)1 40 39 66 00 / 33 (0)6 73 76 38 98 christophe.gilbert@bpce.fr |
全球投资者关系负责人 Groupe BPCE 弗朗索瓦·库尔托瓦: 33 (0)1 58 40 46 69 bpce-ir@bpce.fr |
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| groupebpce.com |
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附件
- Groupe BPCE is positioned well above the prudential capital requirements applicable in 2025 as laid down by the European Central Bank
- Groupe BPCE在2025年欧洲中央银行规定的审慎资本要求上表现良好。
