Affirm Secures $4 Billion Loan Deal With Sixth Street to Boost BNPL Growth
Affirm Secures $4 Billion Loan Deal With Sixth Street to Boost BNPL Growth
On Friday, fintech company Affirm Holdings, Inc (NASDAQ:AFRM) stock gained after the company announced a long-term capital partnership with Sixth Street to invest up to $4 billion in Affirm loans. The stock gave up the gains in the trading session.
周五，金融科技公司Affirm Holdings, Inc（纳斯达克股票代码：AFRM）股价上涨，此前该公司宣布与第六街建立长期资本合作伙伴关系，向Affirm贷款投资高达40亿美元。该股在交易时段放弃了涨幅。
Through its Asset Based Finance platform, Sixth Street will invest up to $4 billion by purchasing Affirm loans in a unique AssetCo structure pursuant to a three-year forward flow agreement.
通过其资产融资平台，Sixth Street将根据一项为期三年的远期资金流协议，通过在独特的AssetCo结构中购买Affirm贷款，投资高达40亿美元。
The transaction represents the most significant capital commitment Affirm has secured to date.
该交易是Affirm迄今为止获得的最重要的资本承诺。
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It provides additional off-balance sheet funding, allowing Affirm to extend up to more than $20 billion in loans over the next three years as the company continues to scale its payment network.
它提供了额外的资产负债表外资金，随着公司继续扩大其支付网络，Affirm可以在未来三年内提供超过200亿美元的贷款。
In October, SoFi Technologies, Inc (NASDAQ:SOFI) announced a $2 billion loan deal with funds managed by Fortress Investment Group to develop SoFi's capabilities in its loan platform business.
10月，SoFi科技公司（纳斯达克股票代码：SOFI）宣布与丰泽投资集团管理的基金达成20亿美元的贷款协议，以发展SoFi在贷款平台业务方面的能力。
Affirm reported its first-quarter revenue of $698.47 million versus $496.54 million a year ago, which topped the analyst estimate of $664.01 million. EPS loss of 31 cents beat the consensus loss estimate of 35 cents. Affirm expects second-quarter revenue of $770 million and $810 million.
Affirm公布的第一季度收入为6.9847亿美元，去年同期为4.9654亿美元，超过了分析师估计的6.6401亿美元。每股收益亏损31美分，超过了市场普遍预期的35美分。Affirm预计第二季度收入为7.7亿美元和8.1亿美元。
JPMorgan's Reginald L. Smith flagged a $65 billion leap in the fintech sector's market cap since mid-September, backed by third-quarter results, rate cuts, and post-election tailwinds. Smith called Kaspi (NASDAQ:KSPI), Affirm, and Shopify Inc (NYSE:SHOP) the top fintech winners.
摩根大通的雷金纳德·史密斯表示，在第三季度业绩、降息和大选后利好因素的支持下，金融科技行业的市值自9月中旬以来增长了650亿美元。史密斯称卡斯皮（纳斯达克股票代码：KSPI）、Affirm和Shopify Inc（纽约证券交易所代码：SHOP）是最大的金融科技赢家。
Affirm continues to leverage the growing popularity of Buy Now, Pay Later (BNPL) services by strengthening its partnerships with Amazon.com Inc (NASDAQ:AMZN), Apple Inc (NASDAQ:AAPL), and Shopify Inc (NYSE:SHOP).
Affirm通过加强与亚马逊公司（纳斯达克股票代码：AMZN）、苹果公司（纳斯达克股票代码：AAPL）和Shopify Inc（纽约证券交易所代码：SHOP）的合作伙伴关系，继续利用先买后付（BNPL）服务日益普及的优势。
Smith emphasizes Affirm's robust credit metrics and dependable funding sources as distinguishing factors. The company aims for profitability by fiscal year 2025.
史密斯强调Affirm稳健的信贷指标和可靠的资金来源是区别因素。该公司的目标是到2025财年实现盈利。
Affirm Holdings stock surged 50% year-to-date. Investors can gain exposure to the stock through Amplify Digital Payments ETF (NYSE:IPAY) and Amplify ETF Trust Amplify Online Retail ETF (NYSE:IBUY).
迄今为止，Affirm Holdings的股票飙升了50％。投资者可以通过Amplify Digital Payments ETF（纽约证券交易所代码：IPAY）和Amplify ETF Trust Amplify在线零售ETF（纽约证券交易所代码：IBUY）获得股票敞口。
Price Action: AFRM stock is down 1.31% at $67.87 at last check on Friday.
价格走势：周五最后一次查看时，aFRM股价下跌1.31％，至67.87美元。
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