How To Earn $500 A Month From Citigroup Stock Ahead Of Q4 Earnings
How To Earn $500 A Month From Citigroup Stock Ahead Of Q4 Earnings
With the recent buzz around Citigroup, some investors may be eyeing potential gains from the company's dividends too. As of now, Citigroup offers an annual dividend yield of 3.08%, which is a quarterly dividend amount of 56 cents per share ($2.24 a year).Citigroup Inc. (NYSE:C) will release its fourth-quarter financial results before the opening bell on Wednesday, Jan. 15.
花旗集团（纽交所：C）将在1月15日星期三开盘前发布其第四季度财务业绩。
Analysts expect the New York-based company to report quarterly earnings at $1.21 per share, up from 84 cents per share in the year-ago period. Citigroup projects quarterly revenue of $19.42 billion, compared to $17.44 billion a year earlier, according to data from Benzinga Pro.
分析师预计这家总部位于纽约的公司将报告季度每股收益为1.21美元，高于去年同期的每股84美分。根据Benzinga Pro的数据，花旗集团预计季度营业收入为194.2亿美元，而去年同期为174.4亿美元。
On Monday, Barclays upgraded the stock from Equal-Weight to Overweight and raised its price target from $70 to $95.
周一，巴克莱银行将该股票评级从持平上调至增持，并将目标价格从70美元提高至95美元。
With the recent buzz around Citigroup, some investors may be eyeing potential gains from the company's dividends too. As of now, Citigroup offers an annual dividend yield of 3.08%, which is a quarterly dividend amount of 56 cents per share ($2.24 a year).
随着近期花旗集团的关注，一些投资者可能也在关注公司分红派息潜在的收益。目前，花旗集团的年分红派息收益率为3.08%，每季度股息为每股56美分（每年2.24美元）。
So, how can investors exploit its dividend yield to pocket a regular $500 monthly?
那么，投资者如何利用其分红收益率来每月获得500美元的稳定收入呢？
To earn $500 per month or $6,000 annually from dividends alone, you would need an investment of approximately $194,870 or around 2,679 shares. For a more modest $100 per month or $1,200 per year, you would need $39,989 or around 536 shares.
要从分红派息中每月赚取500美元或每年6000美元，您需要大约194,870美元的投资或大约2679股。为了更谦虚的每月100美元或每年1200美元，您需要39,989美元或大约536股。
To calculate: Divide the desired annual income ($6,000 or $1,200) by the dividend ($2.24 in this case). So, $6,000 / $2.24 = 2,679 ($500 per month), and $1,200 / $2.24 = 536 shares ($100 per month).
计算方法：将所需的年收入（6000美元或1200美元）除以分红派息（在这种情况下为2.24美元）。因此，6000美元 / 2.24 = 2679股（每月500美元），而1200美元 / 2.24 = 536股（每月100美元）。
Note that dividend yield can change on a rolling basis, as the dividend payment and the stock price both fluctuate over time.
请注意，分红收益率会不断变化，因为分红支付和股票价格会随时间波动。
How that works: The dividend yield is computed by dividing the annual dividend payment by the stock's current price.
收益率的计算方法是将年度股息支付额除以股票当前价格。
For example, if a stock pays an annual dividend of $2 and is currently priced at $50, the dividend yield would be 4% ($2/$50). However, if the stock price increases to $60, the dividend yield drops to 3.33% ($2/$60). Conversely, if the stock price falls to $40, the dividend yield rises to 5% ($2/$40).
例如，如果一只股票的年度股息为2美元，而当前价格为50美元，则股息收益率为4%（$2/$50）。然而，如果股票价格上涨到60美元，股息收益率降至3.33%（$2/$60）。相反，如果股票价格下跌到40美元，股息收益率则上升至5%（$2/$40）。
Similarly, changes in the dividend payment can impact the yield. If a company increases its dividend, the yield will also increase, provided the stock price stays the same. Conversely, if the dividend payment decreases, so will the yield.
同样，股息支付的变化会影响收益率。如果一家公司增加股息，收益率也会增加，前提是股票价格保持不变。相反，如果股息支付减少，收益率也会随之降低。
C Price Action: Shares of Citi gained 2.5% to close at $72.74 on Monday.
C价格走势：花旗集团的股票在周一上涨了2.5%，收于72.74美元。
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Photo: Shutterstock
Photo: shutterstock
