Freddie Mac 3Q Revenue, Earnings Rise as Delinquencies Fall
Freddie Mac 3Q Revenue, Earnings Rise as Delinquencies Fall
By Matt Grossman
马特·格罗斯曼(Matt Grossman)著
The Federal Home Loan Mortgage Corp. on Friday posted greater revenue and income in the third quarter as the government-backed housing-finance company noted improving real-estate credit conditions.
美国联邦住房贷款抵押贷款公司(Federal Home Loan Mortgage Corp.)周五公布第三季度营收和收入增加,这家政府支持的住房金融公司指出房地产信贷状况正在改善。
Freddie Mac posted net income of $2.92 billion, a rise from $2.46 billion in last year's third quarter. Revenue was $5.25 billion, an increase from $5.07 billion a year ago.
房地美公布净利29.2亿美元,高于去年第三季的24.6亿美元。营收为52.5亿美元,高于去年同期的50.7亿美元。
Single-family revenue rose to $3.96 billion, from $3.42 billion in the year-ago quarter. Revenue from the multifamily business was $1.29 billion, down from $1.65 billion in 2020's third quarter.
单户家庭收入从去年同期的34.2亿美元增至39.6亿美元。多家族业务的收入为12.9亿美元,低于2020年第三季度的16.5亿美元。
Freddie Mac funded mortgages on about one million single-family homes in the quarter, more than 61% of which were refinancings. It also financed more than 161,000 rental units.
房地美在本季度为大约100万套独户住宅的抵押贷款提供了资金,其中超过61%是再融资。它还为超过16.1万套租赁单位提供了资金。
The single-family serious-delinquency rate continued to improve, falling to 1.46% from 1.86% in the second quarter and from 3.04% 12 months ago. Multifamily serious delinquencies were 0.12%, compared with 0.15% in the second quarter and 0.13% 12 months ago.
独户严重拖欠率继续改善,从第二季的1.86%和12个月前的3.04%降至1.46%。多户严重违约率为0.12%,第二季为0.15%,12个月前为0.13%。
Write to Matt Grossman at matt.grossman@wsj.com
写信给马特·格罗斯曼(Matt Grossman),电子邮件:matt.grossman@wsj.com