When it comes to finances, taking no risk is the biggest risk!
In order of priority
1. Emergency Money
2. Savings plan for your own short term targets
3. Understand that money left in a bank are poorly utilised, is a sure lose game.
4. Diversified into different asset classes depending on your appetite for risk.
5. Pay yourself a paycheck, systematically invest be it DIY or automated. DCA VA whatever or stock picks if you gutsy.
Thank yourself when you look back 10 year...