I'm enjoying my Money Plus
while I understand the rewards necessary to attract more new users (5% guaranteed), I also hope the same rewards or alike can be given to ongoing users too (e.g 5% guaranteed for fresh funds, etc)
congrats on Money Plus new AUM

for me, i'm beginning to appreciate the classic advices such as
- always have an emergency fund (>6mths if you are employed/>12months if you are self employed) ; this will set your mind at ease
- always trade with the money you can afford to lose
- don't expect to win with every trade. instead, expect to lose. aim for small losses and great gains.
- dca, dca, dca