I'm all for a car and I don't think the monthly payments to relative income is a killer here in SG, even with COE adding a 100k. What does my head in is the unbroken bumper traffic from home to work and then back home again. If I'm going pvt transport then 2 wheels makes more sense, although, no one seems to really care about riders here... At least the busses get their own lane..

Actually I'm not a fan of Starbucks coffee, it's more a has bean (get it, nudge nudge, wink, wink). No seriously if it were not for the convenience of being around the corner and its temp office space whilst one takes in ones dose of starter caffeine, I'd easily take my morning hit at another brand. But as far as an investment goes, they are a potential candidate.