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American Express | 8-K: U.S. Consumer and U.S. Small Business Delinquency and Write-Off Rate Statistics

American Express | 8-K: U.S. Consumer and U.S. Small Business Delinquency and Write-Off Rate Statistics

美國運通 | 8-K：美國消費者和美國小企業拖欠率和註銷率統計
美股SEC公告 ·  2024/08/15 09:07

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American Express disclosed its U.S. Consumer and Small Business Card Member lending portfolio statistics for July 2024. Total Card Member loans reached $115.1 billion, with U.S. Consumer loans at $85.9 billion and Small Business loans at $29.2 billion.The delinquency rates remained stable, with 30-day past due loans at 1.3% for Consumer cards and 1.4% for Small Business cards. Net write-off rates showed improvement, with Consumer cards decreasing to 2.1% from 2.3% in June, and Small Business cards declining to 2.3% from 2.4%.The American Express Credit Account Master Trust, representing $25.8 billion in securitized loans, reported an annualized default rate of 1.2% for July, improving from 1.5% in June. Total 30+ days delinquent accounts remained steady at $0.2 billion.
American Express disclosed its U.S. Consumer and Small Business Card Member lending portfolio statistics for July 2024. Total Card Member loans reached $115.1 billion, with U.S. Consumer loans at $85.9 billion and Small Business loans at $29.2 billion.The delinquency rates remained stable, with 30-day past due loans at 1.3% for Consumer cards and 1.4% for Small Business cards. Net write-off rates showed improvement, with Consumer cards decreasing to 2.1% from 2.3% in June, and Small Business cards declining to 2.3% from 2.4%.The American Express Credit Account Master Trust, representing $25.8 billion in securitized loans, reported an annualized default rate of 1.2% for July, improving from 1.5% in June. Total 30+ days delinquent accounts remained steady at $0.2 billion.
美國運通披露了其2024年7月在美國的消費和小型企業卡會員貸款組合的統計數據。卡會員總貸款達到了1151億美金，其中美國消費貸款爲859億，小型企業貸款爲292億。逾期率保持穩定，消費卡的30天逾期貸款爲1.3%，小型企業卡爲1.4%。淨註銷率有所改善，消費卡從6月的2.3%降至2.1%，小型企業卡從2.4%降至2.3%。美國運通信用賬戶信託，代表着258億美金的證券化貸款，報告了7月1.2%的年化違約率，較6月的1.5%有所改善。30天以上逾期的賬戶總數保持在2億美金。
美國運通披露了其2024年7月在美國的消費和小型企業卡會員貸款組合的統計數據。卡會員總貸款達到了1151億美金，其中美國消費貸款爲859億，小型企業貸款爲292億。逾期率保持穩定，消費卡的30天逾期貸款爲1.3%，小型企業卡爲1.4%。淨註銷率有所改善，消費卡從6月的2.3%降至2.1%，小型企業卡從2.4%降至2.3%。美國運通信用賬戶信託，代表着258億美金的證券化貸款，報告了7月1.2%的年化違約率，較6月的1.5%有所改善。30天以上逾期的賬戶總數保持在2億美金。
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