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8-K: Better Home & Finance Holding Company Announces Third Quarter 2024 Results

8-K: Better Home & Finance Holding Company Announces Third Quarter 2024 Results

8-K：Better Home & Finance 控股公司公佈2024年第三季度業績
美股SEC公告 ·  2024/11/13 08:23

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Better Home & Finance reported Q3 2024 funded loan volume of $1.035 billion, up 42% YoY and 8% QoQ. Revenue reached $29.0 million, while net loss was $54.1 million. Purchase loans comprised 71% of volume at $739 million, HELOC loans 16% at $166 million, and refinance loans the remainder at $130 million. The company ended Q3 with $480.1 million in cash and related assets.The company launched Betsy, the first voice-based AI loan assistant for the US mortgage industry, built on its proprietary Tinman platform. This innovation aims to enhance customer experience and improve loan team efficiency. Additionally, Better plans to expand distribution channels through 'NEO Powered by Better', leveraging Tinman to support local loan officers.Management expects Q4 loan volume to remain similar to Q3 levels, citing seasonal softness offset by growth initiatives. The company maintains its focus on achieving midterm profitability through technology efficiency, diversified distribution, and optimized marketing while managing corporate costs.
Better Home & Finance reported Q3 2024 funded loan volume of $1.035 billion, up 42% YoY and 8% QoQ. Revenue reached $29.0 million, while net loss was $54.1 million. Purchase loans comprised 71% of volume at $739 million, HELOC loans 16% at $166 million, and refinance loans the remainder at $130 million. The company ended Q3 with $480.1 million in cash and related assets.The company launched Betsy, the first voice-based AI loan assistant for the US mortgage industry, built on its proprietary Tinman platform. This innovation aims to enhance customer experience and improve loan team efficiency. Additionally, Better plans to expand distribution channels through 'NEO Powered by Better', leveraging Tinman to support local loan officers.Management expects Q4 loan volume to remain similar to Q3 levels, citing seasonal softness offset by growth initiatives. The company maintains its focus on achieving midterm profitability through technology efficiency, diversified distribution, and optimized marketing while managing corporate costs.
Better Home & Finance報告2024年第三季度融資貸款成交量爲10.35億美元，同比增長42%，環比增長8%。營業收入達到2900萬美元，淨虧損爲5410萬美元。購房貸款佔成交量的71%，爲73900萬美元；HELOC貸款佔16%，爲16600萬美元；再融資貸款佔剩餘的13000萬美元。公司在第三季度結束時的現金及相關資產爲48010萬美元。公司推出了Betsy，這是美國抵押貸款行業首個基於語音的人工智能貸款助手，基於其專有的Tinman平台開發。該創新旨在增強客戶體驗並提高貸款團隊效率。此外，Better計劃通過「由小蟻驅動的Better」擴展分銷渠道，利用Tinman支持當地貸款專員。管理層預計第四季度的貸款成交量將與第三季度保持相似水平，指出季節性疲軟將通過增長舉措得以抵消。公司繼續專注於通過科技效率、多元化分銷和優化市場營銷實現中期盈利，同時控制企業成本。
Better Home & Finance報告2024年第三季度融資貸款成交量爲10.35億美元，同比增長42%，環比增長8%。營業收入達到2900萬美元，淨虧損爲5410萬美元。購房貸款佔成交量的71%，爲73900萬美元；HELOC貸款佔16%，爲16600萬美元；再融資貸款佔剩餘的13000萬美元。公司在第三季度結束時的現金及相關資產爲48010萬美元。公司推出了Betsy，這是美國抵押貸款行業首個基於語音的人工智能貸款助手，基於其專有的Tinman平台開發。該創新旨在增強客戶體驗並提高貸款團隊效率。此外，Better計劃通過「由小蟻驅動的Better」擴展分銷渠道，利用Tinman支持當地貸款專員。管理層預計第四季度的貸款成交量將與第三季度保持相似水平，指出季節性疲軟將通過增長舉措得以抵消。公司繼續專注於通過科技效率、多元化分銷和優化市場營銷實現中期盈利，同時控制企業成本。
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