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American Express | 8-K: U.S. Consumer and U.S. Small Business Delinquency and Write-Off Rate Statistics

American Express | 8-K: U.S. Consumer and U.S. Small Business Delinquency and Write-Off Rate Statistics

美國運通 | 8-K：美國消費者和美國小企業卡會員貸款組合的拖欠和註銷統計數據
美股SEC公告 ·  11/15 09:03

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American Express disclosed delinquency and write-off statistics for its U.S. Consumer and U.S. Small Business Card Member lending portfolios for October, September, and August 2024. As of October 31, 2024, total U.S. Consumer Card Member loans stood at $88.0B, with a 30-day delinquency rate of 1.4% and a net write-off rate of 2.4%. U.S. Small Business Card Member loans totaled $30.5B, with a 1.5% delinquency rate and a 2.2% net write-off rate.The company's total Card Member loans for U.S. Consumer and U.S. Small Business segments reached $118.5B. American Express also provided data on the American Express Credit Account Master Trust, reporting an ending total principal balance of $25.7B and an annualized default rate of 1.5% for October 2024.The report notes that these statistics may differ from the Lending Trust's monthly Form 10-D filings due to variations in loan characteristics, calculation methods, and other factors. The company emphasizes that monthly statistics may be subject to variability caused by factors such as seasonality and timing of information received from third parties.
American Express disclosed delinquency and write-off statistics for its U.S. Consumer and U.S. Small Business Card Member lending portfolios for October, September, and August 2024. As of October 31, 2024, total U.S. Consumer Card Member loans stood at $88.0B, with a 30-day delinquency rate of 1.4% and a net write-off rate of 2.4%. U.S. Small Business Card Member loans totaled $30.5B, with a 1.5% delinquency rate and a 2.2% net write-off rate.The company's total Card Member loans for U.S. Consumer and U.S. Small Business segments reached $118.5B. American Express also provided data on the American Express Credit Account Master Trust, reporting an ending total principal balance of $25.7B and an annualized default rate of 1.5% for October 2024.The report notes that these statistics may differ from the Lending Trust's monthly Form 10-D filings due to variations in loan characteristics, calculation methods, and other factors. The company emphasizes that monthly statistics may be subject to variability caused by factors such as seasonality and timing of information received from third parties.
美國運通披露了其美國消費和美國小型企業信用卡會員貸款組合在2024年10月、9月和8月的拖欠和註銷的統計數據。截至2024年10月31日，總的美國消費信用卡會員貸款爲880億美元，30天拖欠率爲1.4%，淨註銷率爲2.4%。美國小型企業信用卡會員貸款總額爲305億美元，拖欠率爲1.5%，淨註銷率爲2.2%。該公司的美國消費和美國小型企業部門的總信用卡會員貸款達到了1185億美元。美國運通還提供了關於美國運通信用賬戶信託的數據顯示，截至2024年10月，總本金餘額爲257億美元，年度違約率爲1.5%。報告指出，這些統計數據可能與信貸信託的每月10-D表格的申報數據存在差異，原因在於貸款特徵、計算方法及其他因素的變化。公司強調，每月統計數據可能受到季節性和來自第三方信息接收時間等因素導致的變動影響。
美國運通披露了其美國消費和美國小型企業信用卡會員貸款組合在2024年10月、9月和8月的拖欠和註銷的統計數據。截至2024年10月31日，總的美國消費信用卡會員貸款爲880億美元，30天拖欠率爲1.4%，淨註銷率爲2.4%。美國小型企業信用卡會員貸款總額爲305億美元，拖欠率爲1.5%，淨註銷率爲2.2%。該公司的美國消費和美國小型企業部門的總信用卡會員貸款達到了1185億美元。美國運通還提供了關於美國運通信用賬戶信託的數據顯示，截至2024年10月，總本金餘額爲257億美元，年度違約率爲1.5%。報告指出，這些統計數據可能與信貸信託的每月10-D表格的申報數據存在差異，原因在於貸款特徵、計算方法及其他因素的變化。公司強調，每月統計數據可能受到季節性和來自第三方信息接收時間等因素導致的變動影響。
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