Singapore's UOB reports record Q1 core net profit of S$1.6 billion, marking a 74% surge.
Singapore's UOB reports record Q1 core net profit of S$1.6 billion, marking a 74% surge.
The Group’s 1Q23 performance was underpinned by growth across wholesale, global markets and retail businesses. On a quarter-on-quarter basis, wealth management fees rebounded strongly from improved investor sentiments. Credit card fees also sustained momentum.Investors have been waiting with bated breath for the earnings from the three local banks to get an indication of how the economy is faring.The first to announce its fiscal 2023 first quarter (1Q 2023) business update is United Overseas Bank Ltd (SGX: U11), or UOB.
投資者一直在屏住呼吸等待三家本地銀行的收益，以瞭解經濟狀況。第一個宣佈其2023財年第一季度（2023年第一季度）業務更新的是 聯合海外銀行有限公司 （新加坡交易所：U11）或大華銀行。
UOB Group (UOB) has posted a record S$1.6 billion in core net profit for the first quarter of 2023 (1Q23), up 74% compared with the same period last year, delivering resilient performance with continued income growth.
大華銀行集團（UOB）在2023年第一季度（23年第一季度）公佈了創紀錄的16億新元的核心淨利潤，與去年同期相比增長了74％，表現強勁，收入持續增長。
Net interest margin expanded 56 basis points driving net interest income up by 43%. Non-interest income surged on record high trading and investment income, which more than offset the decline in net fee and commission income.
淨利率增長了56個基點，使淨利息收入增長了43％。由於交易和投資收入創歷史新高，非利息收入激增，這足以抵消淨費用和佣金收入的下降。
The Group’s 1Q23 performance was underpinned by growth across wholesale, global markets and retail businesses. On a quarter-on-quarter basis, wealth management fees rebounded strongly from improved investor sentiments. Credit card fees also sustained momentum.
該集團23年第一季度的業績由批發、全球市場和零售業務的增長支撐。按季度計算，由於投資者情緒改善，財富管理費用強勁反彈。信用卡費用也保持了勢頭。
Credit costs in 1Q23 stayed within expectations at 25 basis points, with non-performing loan (NPL) ratio stable at 1.6%. The Group’s balance sheet remained robust with adequate liquidity and Common Equity Tier 1(CET1) ratio at 14.0%.
23年第一季度的信貸成本保持在預期範圍內，爲25個基點，不良貸款（NPL）比率穩定在1.6％。集團的資產負債表保持強勁，流動性充足，普通股一級股票（CET1）比率爲14.0％。
