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Is It Smart To Buy Independent Bank Corporation (NASDAQ:IBCP) Before It Goes Ex-Dividend?

Is It Smart To Buy Independent Bank Corporation (NASDAQ:IBCP) Before It Goes Ex-Dividend?

在除息之前收購獨立銀行公司(納斯達克股票代碼:IBCP)是否明智?
Simply Wall St ·  2023/10/28 20:07

Readers hoping to buy Independent Bank Corporation (NASDAQ:IBCP) for its dividend will need to make their move shortly, as the stock is about to trade ex-dividend. The ex-dividend date is one business day before a company's record date, which is the date on which the company determines which shareholders are entitled to receive a dividend. It is important to be aware of the ex-dividend date because any trade on the stock needs to have been settled on or before the record date. In other words, investors can purchase Independent Bank's shares before the 2nd of November in order to be eligible for the dividend, which will be paid on the 13th of November.

希望購買的讀者獨立銀行公司納斯達克(Sequoia Capital:IBCP)很快就需要採取行動,因為該股即將進行不含股息的交易。除息日期是公司記錄日期的前一個工作日,也就是公司決定哪些股東有權獲得股息的日期。重要的是要知道除息日期,因為股票的任何交易都需要在記錄日期或之前結算。換句話說,投資者可以在11月2日之前購買獨立銀行的股票,以便有資格獲得11月13日支付的股息。

The company's next dividend payment will be US$0.23 per share. Last year, in total, the company distributed US$0.92 to shareholders. Looking at the last 12 months of distributions, Independent Bank has a trailing yield of approximately 4.9% on its current stock price of $18.92. Dividends are a major contributor to investment returns for long term holders, but only if the dividend continues to be paid. We need to see whether the dividend is covered by earnings and if it's growing.

該公司下一次派息將為每股0.23美元。去年,該公司總共向股東分配了0.92美元。看看過去12個月的分配情況,獨立銀行目前的股價為18.92美元,往績收益率約為4.9%。股息是長期持有者投資回報的主要貢獻者,但前提是繼續支付股息。我們需要看看股息是否由收益覆蓋,以及是否在增長。

See our latest analysis for Independent Bank

查看我們對獨立銀行的最新分析

Dividends are typically paid out of company income, so if a company pays out more than it earned, its dividend is usually at a higher risk of being cut. That's why it's good to see Independent Bank paying out a modest 32% of its earnings.

股息通常從公司收入中支付,因此,如果一家公司支付的股息超過了它的收入,它的股息通常被削減的風險更高。這就是為什麼看到獨立銀行僅支付其收益的32%是件好事。

When a company paid out less in dividends than it earned in profit, this generally suggests its dividend is affordable. The lower the % of its profit that it pays out, the greater the margin of safety for the dividend if the business enters a downturn.

當一家公司支付的股息低於其利潤時,這通常表明它的股息是負擔得起的。它支付的利潤的百分比越低,如果業務進入低迷,股息的安全邊際就越大。

Click here to see the company's payout ratio, plus analyst estimates of its future dividends.

點擊此處查看該公司的派息率,以及分析師對其未來股息的估計。

historic-dividend
NasdaqGS:IBCP Historic Dividend October 28th 2023
納斯達克:IBCP歷史股息2023年10月28日

Have Earnings And Dividends Been Growing?

盈利和股息一直在增長嗎?

Stocks in companies that generate sustainable earnings growth often make the best dividend prospects, as it is easier to lift the dividend when earnings are rising. Investors love dividends, so if earnings fall and the dividend is reduced, expect a stock to be sold off heavily at the same time. It's encouraging to see Independent Bank has grown its earnings rapidly, up 25% a year for the past five years.

產生可持續收益增長的公司的股票往往是最好的股息前景,因為當收益上升時,提高股息更容易。投資者喜歡分紅,所以如果收益下降,股息減少,預計一隻股票將同時被大量拋售。看到獨立銀行的收益快速增長,在過去五年中每年增長25%,這是令人鼓舞的。

The main way most investors will assess a company's dividend prospects is by checking the historical rate of dividend growth. In the last nine years, Independent Bank has lifted its dividend by approximately 16% a year on average. It's exciting to see that both earnings and dividends per share have grown rapidly over the past few years.

大多數投資者評估一家公司的股息前景的主要方式是檢查歷史上的股息增長率。在過去的九年裡,獨立銀行的股息平均每年增加約16%。令人興奮的是,過去幾年,每股收益和股息都快速增長。

The Bottom Line

底線

Is Independent Bank worth buying for its dividend? Companies like Independent Bank that are growing rapidly and paying out a low fraction of earnings, are usually reinvesting heavily in their business. This is one of the most attractive investment combinations under this analysis, as it can create substantial value for investors over the long run. Independent Bank ticks a lot of boxes for us from a dividend perspective, and we think these characteristics should mark the company as deserving of further attention.

獨立銀行值得為其股息而收購嗎?像獨立銀行這樣的公司增長迅速,只支付了很低的收益比例,通常會對自己的業務進行大量再投資。這是這項分析下最具吸引力的投資組合之一,因為從長遠來看,它可以為投資者創造大量價值。從股息的角度來看,獨立銀行對我們來說有很多好處,我們認為這些特徵應該標誌著該公司值得進一步關注。

In light of that, while Independent Bank has an appealing dividend, it's worth knowing the risks involved with this stock. Be aware that Independent Bank is showing 2 warning signs in our investment analysis, and 1 of those is significant...

有鑒於此,雖然獨立銀行擁有誘人的股息,但瞭解這只股票所涉及的風險是值得的。請注意,獨立銀行正在顯示我們的投資分析中的2個警告信號,其中一條意義重大……

Generally, we wouldn't recommend just buying the first dividend stock you see. Here's a curated list of interesting stocks that are strong dividend payers.

一般來說,我們不會建議只購買你看到的第一批股息股票。這是這是一份精心挑選的股息支付強勁的有趣股票的名單。

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

對這篇文章有什麼反饋嗎?擔心內容嗎? 保持聯繫直接與我們聯繫.或者,也可以給編輯組發電子郵件,地址是暗示Wallst.com。
本文由Simply Wall St.撰寫,具有概括性.我們僅使用不偏不倚的方法提供基於歷史數據和分析師預測的評論,我們的文章並不打算作為財務建議.它不構成買賣任何股票的建議,也沒有考慮你的目標或你的財務狀況.我們的目標是為您帶來由基本面數據驅動的長期重點分析.請注意,我們的分析可能不會將最新的對價格敏感的公司公告或定性材料考慮在內.Simply Wall St.對上述任何一隻股票都沒有持倉.

声明:本內容僅用作提供資訊及教育之目的,不構成對任何特定投資或投資策略的推薦或認可。 更多信息
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