Earnings Call Summary | NORDEA BANK ABP SPON ADS EACH REP 1 ORD SHS(NRDBY.US) Q1 2024 Earnings Conference
Earnings Call Summary | NORDEA BANK ABP SPON ADS EACH REP 1 ORD SHS(NRDBY.US) Q1 2024 Earnings Conference
Despite a decrease in net fair value, the net insurance return rose by 33%.The following is a summary of the Nordea Bank Abp (NRDBY) Q1 2024 Earnings Call Transcript:
以下是北歐銀行Abp（NRDBY）2024年第一季度業績電話會議記錄摘要：
Financial Performance:
財務業績：
Nordea Bank Abp reported a first quarter return on equity of 18.1%, the highest since 2007.
The total income grew by 6% YoY mainly due to an 11% increase in net interest income.
Despite a decrease in net fair value, the net insurance return rose by 33%.
The bank reported a 19% YoY increase in operating profit.
Lending volumes were stable in the mortgage sector and increased by 2% in corporate lending.
Assets under management rose by 8% YoY and the CET1 ratio was 17.2% for the Q1.
Loan losses were modest at €33 million or 4 basis points for the quarter.
北歐銀行Abp報告稱，第一季度股本回報率爲18.1％，爲2007年以來的最高水平。
總收入同比增長6％，主要是由於淨利息收入增長了11％。
儘管淨公允價值下降，但淨保險回報率仍增長了33％。
該銀行報告營業利潤同比增長19％。
抵押貸款行業的貸款量穩定，企業貸款增長了2％。
第一季度管理的資產同比增長8％，CET1比率爲17.2％。
該季度的貸款損失不大，爲3,300萬歐元，合4個點子。
Business Progress:
業務進展：
Nordea Bank is set to strengthen its digital offerings as well as its tech foundations and financial crime prevention measures.
The bank plans to further integrate recent acquisitions in Norway and Denmark while expanding self-service options to improve customer experiences.
Nordea Bank was recognized for its leadership in sustainability.
Despite uncertain economic conditions, the bank is expected to exceed the return on equity of 15% for the full year 2024 and maintain strong profitability in 2025.
The bank is reducing exposure to commercial real estate and focusing on sound markets in corporate lending and mortgage outsourcing.
The bank is further expected to engage in smaller, more frequent buybacks and is on track to complete the acquisition of Danske Bank by the end of the year.
The bank plans to continue investing heavily in technology, digital offerings, ESG, and financial crime prevention.
北歐銀行將加強其數字產品以及其技術基礎和金融犯罪預防措施。
該銀行計劃進一步整合最近在挪威和丹麥的收購，同時擴大自助服務選項以改善客戶體驗。
北歐銀行因其在可持續發展方面的領導地位而獲得認可。
儘管經濟狀況不確定，但該銀行預計將在2024年全年超過15％的股本回報率，並在2025年保持強勁的盈利能力。
該銀行正在減少商業房地產的敞口，並將重點放在穩健的企業貸款和抵押貸款外包市場上。
此外，預計該銀行將進行規模更小、更頻繁的回購，並有望在年底之前完成對丹斯克銀行的收購。
該銀行計劃繼續在科技、數字產品、ESG和金融犯罪預防方面進行大量投資。
More details: NORDEA BANK ABP SPON ADS EACH REP 1 ORD SHS IR
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