Earnings Call Summary | Amerisafe(AMSF.US) Q1 2024 Earnings Conference
Earnings Call Summary | Amerisafe(AMSF.US) Q1 2024 Earnings Conference
The following is a summary of the AMERISAFE, Inc. (AMSF) Q1 2024 Earnings Call Transcript:
以下是AMERISAFE, Inc.（AMSF）2024年第一季度業績電話會議記錄摘要：
Financial Performance:
財務業績：
AMERISAFE reported a combined ratio of 87.3% and a return on equity of 22.8%.
Gross premiums written decreased 2.9% due to lighter audit premiums, with gross written premiums at $80.1 million.
Net income amounted to $16.9 million or $0.88 per diluted share.
Operating expenses for Q1 2024 increased to $18.7 million, up from $17 million in Q1 2023.
AMERISAFE報告的合併比率爲87.3％，股本回報率爲22.8％。
由於審計保費減少，保費總額下降了2.9％，總書面保費爲8,010萬美元。
淨收益爲1,690萬美元，攤薄後每股收益爲0.88美元。
2024年第一季度的運營支出從2023年第一季度的1,700萬美元增至1,870萬美元。
Business Progress:
業務進展：
Despite declining workers' compensation rates, the company reported solid results due to their risk evaluation strategy.
AMERISAFE witnessed a high retention rate of 94.9% and saw an increase in agent engagement.
Anticipated to maintain the accident year loss ratio at 71% with favourable frequency trends.
Plans to monitor the potential impact of rising healthcare costs while maintaining a strong capital position of approximately $900 million.
儘管員工薪酬率下降，但由於其風險評估策略，該公司報告了穩健的業績。
AMERISAFE的留存率高達94.9％，代理參與度也有所提高。
預計事故年度損失率將維持在71％，頻率趨勢良好。
計劃監測醫療成本上漲的潛在影響，同時保持約9億美元的強勁資本狀況。
More details: Amerisafe IR
更多詳情： Amerisafe IR
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