Earnings Call Summary | Grupo Aval(AVAL.US) Q1 2024 Earnings Conference
Earnings Call Summary | Grupo Aval(AVAL.US) Q1 2024 Earnings Conference
The following is a summary of the Grupo Aval Acciones Y Valores SA (AVAL) Q1 2024 Earnings Call Transcript:
以下是Grupo Aval Acciones Y Valores SA（AVAL）2024年第一季度業績電話會議記錄摘要：
Financial Performance:
財務業績：
Grupo Aval reported net earnings of 883 billion pesos during the last year from a turnover of 13.5 trillion pesos.
The company managed to increase its market share across major lending categories despite challenging conditions.
Net interest margin growth and cost-to-asset efficiency fell mostly within initial predictions and guidance.
The company's sustained loan performance was stimulated by an increase in cost risk.
Delinquency metrics remain above historical levels, despite a high charge-off rate from competitors.
The consolidated net interest margin (NIM) and loans expanded by 16 basis points to 4.3% quarter-on-quarter.
The company reported a cost of risk of 2.3% and a return on equity (ROE) of about 6.5%.
Grupo Aval報告稱，去年的淨收益爲8,830億披索，營業額爲13.5萬億披索。
儘管條件艱難，該公司還是設法增加了主要貸款類別的市場份額。
淨利率增長和資產成本效率大多低於最初的預測和指導。
成本風險增加刺激了該公司的持續貸款業績。
儘管競爭對手的扣款率很高，但犯罪指標仍高於歷史水平。
合併淨利率（NIM）和貸款同比增長16個點子至4.3％。
該公司報告的風險成本爲2.3％，股本回報率（ROE）約爲6.5％。
Business Progress:
業務進展：
Grupo Aval is focusing on sustainability, planning to achieve carbon neutrality in its direct subsidiaries between 2024 and 2025.
The company is collaborating with the government on the Misión La Guajira project, aiming to deliver essential resources to over 80 communities.
A majority of the company's significant financial subsidiaries are in the process of establishing climate change risk parameters based on CCFC principles.
The Banco de Bogota, one of the company's subsidiaries, has been recognized as the best workplace for women in 2023 among companies with more than 1,500 employees.
The board of directors underwent significant changes, increasing the proportion of independent members and women on the board.
The company anticipates that actions taken in response to post-COVID economic recovery will begin showing in the results towards the end of the year.
Grupo Aval專注於可持續發展，計劃在2024年至2025年間在其直屬子公司實現碳中和。
該公司正在與政府合作開展瓜吉拉使命項目，旨在爲80多個社區提供基本資源。
該公司的大多數重要財務子公司正在根據CCFC原則制定氣候變化風險參數。
該公司的子公司之一波哥大銀行在擁有1,500多名員工的公司中被公認爲2023年最適合女性的工作場所。
董事會進行了重大變革，增加了董事會中獨立成員和女性的比例。
該公司預計，爲應對COVID後經濟復甦而採取的行動將在今年年底的業績中開始顯現。
More details: Grupo Aval IR
更多詳情： Grupo Aval IR
Tips: This article is generated by AI. The accuracy of the content can not be fully guaranteed. For more comprehensive details, please refer to the IR website. The article is only for investors' reference without any guidance or recommendation suggestions.
提示：本文由 AI 生成。無法完全保證內容的準確性。欲了解更多詳情，請訪問投資者關係網站。本文僅供投資者參考，不構成任何投資建議。