CIMB Niaga's 2Q Results Solidifies Groups Position
CIMB Niaga's 2Q Results Solidifies Groups Position
CIMB Group Holdings (CIMB) showcased a stable financial performance and positive outlook for CIMB Niaga in its latest results, according to reports by Kenanga Investment Bank (Kenanga), Maybank Investment Bank (Maybank), and MIDF Amanah Investment Bank (MIDF).
根據肯南加投資銀行（Kenanga）、馬來亞銀行投資銀行（Maybank）和MIDF Amanah投資銀行（MIDF）的報告，聯昌國際控股公司（CIMB）在其最新業績中表現出穩定的財務表現和樂觀的前景。
CIMB Niaga's 2Q24 net profit met expectations with a 4% year-on-year (YoY) increase and a 3% quarter-on-quarter (QoQ) rise, driven by reduced credit costs despite lower net interest margins (NIM). The bank reported a stable asset quality and robust non-interest income (NOII), while maintaining its strong dividend yield and regional diversification benefits.
儘管淨利率（NIM）較低，但信貸成本下降，推動CiMB Niaga的24年第二季度淨利潤達到預期，同比增長4％，同比（QoQ）增長3％。該銀行報告了穩定的資產質量和強勁的非利息收入（NOII），同時保持了強勁的股息收益率和區域多元化收益。
Kenanga has maintained an OUTPERFORM rating on CIMB Group Holdings with an unchanged target price of RM7.60, highlighting the bank's effective asset quality management and regional exposure benefits.
Kenanga維持了對CimB集團控股的跑贏大盤的評級，目標價保持在7.60令吉不變，這凸顯了該銀行有效的資產質量管理和區域風險敞口優勢。
Similarly, Maybank reiterated its BUY call with a target price of RM7.70, emphasising CIMB's solid performance amidst pressures on NIM and lower credit costs.
同樣，馬來亞銀行重申了其買入呼籲，目標價爲7.70令吉，強調了聯昌國際在NiM壓力和信貸成本降低的情況下表現穩健。
MIDF also supports a BUY rating with a target price of RM8.12, citing a stable outlook and continued potential for high returns despite some expected weaknesses in loan yields. MIDF's report points to robust dividend yields and a high return on equity (ROE) as key positives, while acknowledging potential challenges from ongoing cost pressures.
MIDF還支持買入評級，目標價爲8.12令吉，理由是前景穩定，儘管貸款收益率出現一些預期疲軟，但仍有可能獲得高回報。MIDF的報告指出，強勁的股息收益率和高股本回報率（ROE）是關鍵的積極因素，同時承認持續成本壓力帶來的潛在挑戰。
The positive ratings from Kenanga, Maybank, and MIDF underline the bank's solid fundamentals and growth prospects, making it a compelling investment option in the current financial landscape.
Kenanga、Maybank和MIDF的正面評級凸顯了該銀行穩健的基本面和增長前景，使其成爲當前金融格局中引人注目的投資選擇。