Earnings Call Summary | Fair Isaac(FICO.US) Q3 2024 Earnings Conference
Earnings Call Summary | Fair Isaac(FICO.US) Q3 2024 Earnings Conference
The following is a summary of the Fair Isaac Corporation (FICO) Q3 2024 Earnings Call Transcript:
以下是Fair Isaac Corporation (FICO) Q3 2024業績會議要點：
Financial Performance:
金融業績：
FICO reported Q3 revenues of $448 million, indicating a 12% year-over-year increase.
GAAP net income was $126 million, slightly down by 2%, and earnings per share decreased to $5.05.
Non-GAAP net income rose to $156 million, with earnings per share of $6.25, both reflecting increases of 9% and 10%, respectively.
The company achieved a record free cash flow of $206 million in the quarter.
FICO報告Q3營業收入爲448百萬美元，表明同比增長12%。
按照GAAP計算的淨利潤爲1.26億美元，略有下降2%，每股收益降至5.05美元。
按非GAAP計算的淨利潤上升至1.56億美元，每股收益爲6.25美元，分別同比增長9%和10%。
公司本季度實現了206百萬美元的創紀錄自由現金流。
Business Progress:
業務進展：
FICO has focused on broadening the adoption of FICO Score 10-T across non-GSE mortgages, and significant market segments have signed up.
Software segment revenue increased by 5% fueled mainly by growth in SaaS software, though offset by a decline in professional services.
FICO專注於在非GSE抵押貸款範圍內推廣FICO Score 10-t，並已獲得重要市場部分的簽約。
軟件市場收入增長5%，主要由SaaS軟件推動，但專業服務下降。
Opportunities:
機會：
Given the strength in mortgage originations revenue, there is potential for further expansion in this area, supported by improvements in FICO Score 10-T adoption.
鑑於抵押貸款收入的強勁表現，該領域有擴大空間，得益於FICO Score 10-t的推廣。
Risks:
風險：
Revenue from auto originations was down due to a shift in market share to peers pricing at lower rates.
由於市場份額轉向定價更低的同行，汽車貸款起始收入下降。
More details: Fair Isaac IR
詳情請參閱Fair Isaac IR。
Tips: This article is generated by AI. The accuracy of the content can not be fully guaranteed. For more comprehensive details, please refer to the IR website. The article is only for investors' reference without any guidance or recommendation suggestions.
提示：本文由AI生成。文章內容的準確性無法完全保證。有關更全面的詳細信息，請參閱IR網站。本文只是爲投資者提供參考，沒有任何指導或推薦建議。