Earnings Call Summary | REAL MATTERS INC(RLLMF.US) Q3 2024 Earnings Conference
Earnings Call Summary | REAL MATTERS INC(RLLMF.US) Q3 2024 Earnings Conference
The following is a summary of the Real Matters Inc. (RLLMF) Q3 2024 Earnings Call Transcript:
以下是Real Matters Inc.（RLLMF）2024年Q3業績會議通話記錄摘要：
Financial Performance:
金融業績：
Consolidated revenue in Q3 2024 increased 17% sequentially to $49.5 million and 8% year-over-year.
Consolidated adjusted EBITDA was $1.7 million in Q3, driven by strong operating leverage in the U.S. appraisal and Canadian segments.
U.S. appraisal revenues were up 15% quarter-over-quarter, and the U.S. title segment posted an increase of 5% in the same period.
Third quarter net revenue increased 8% year-over-year to $13.1 million, with consolidated operating expenses up 11% year-over-year to $11.9 million.
2024年Q3綜合營業收入環比增長17％至4950萬美元，同比增長8％。
2024年Q3調整後的綜合運營利潤爲170萬美元，美國評估和加拿大板塊的強勁運營槓桿驅動了這一增長。
美國評估收入同比增長15％，而美國標題板塊在同一時期內增長了5％。
第三季度淨收入同比增長8％至1310萬美元，而綜合營業費用同比增長11％至1190萬美元。
Business Progress:
業務進展：
Improved market share in U.S. appraisal with four top clients, maintaining leadership on lender scorecards.
Launched two new channels with one client in U.S. title and ongoing discussions anticipate higher refinance volumes in 2025.
Canada segment saw revenues increase by 30% quarter-over-quarter, with net revenue up 31% due to strong spring market activity, resulting in adjusted EBITDA growth of 46%.
Positioned for potential market recovery with a strong focus on scale and market share, and a simplified target operating model aiming for long-term robust profitability.
與四個頂級客戶提高了美國評估的市場份額，保持了在貸方評分卡上的領先地位。
在美國標題方面，與一家客戶啓動了兩個新通路，並持續討論預計2025年再融資量將增加。
由於強勁的春季市場活動，加拿大板塊的收入同比增長30％，淨收入同比增長31％，從而實現調整後EBITDA增長46％。
專注於規模和市場份額，以及一個旨在長期持續盈利的簡化目標運營模型，以便在潛在市場復甦中立於不敗之地。
Opportunities:
機會：
Potential increase in refinance volumes in 2025 could boost business, especially identified 14% of outstanding mortgages above 6% interest as a target market.
U.S. mortgage origination market represents a significant growth opportunity.
2025年再融資量可能增加，特別是鑑定了14％的6％以上利率未償還抵押貸款作爲目標市場。
美國抵押貸款發放市場代表了重大的增長機遇。
Risks:
風險：
Lingering macro market factors muted seasonal purchase origination volumes, indicating sensitivity to broader economic conditions.
Competitive environment with companies like UWM being aggressive in the market and banks reclaiming market share leading to intensity in competition.
揮之不去的宏觀市場因素削弱了季節性購房融資量，表明對廣泛經濟條件的敏感性。
市場競爭環境中，像UWm這樣的公司在市場上積極進取，銀行重新奪回市場份額，導致競爭力加劇。
More details: REAL MATTERS INC IR
更多詳情：REAL MATTERS INC IR
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提示：本文由AI生成。文章內容的準確性無法完全保證。有關更全面的詳細信息，請參閱IR網站。本文只是爲投資者提供參考，沒有任何指導或推薦建議。