OPR Projected To Remain 3% For FY24/25: Maybank
OPR Projected To Remain 3% For FY24/25: Maybank
The current climate is deemed favourable for foreign investment, with improved economic conditions and the strengthening MYR creating a conducive environment for foreign flows back into Malaysian banks. Foreign investors have recently shown renewed interest in banks such as AMMB, CIMB, and Maybank, reflecting the sector's robust outlook.Malaysia's banking sector is set to benefit from anticipated cuts to the US Fed Fund Rate, with interest rates in Malaysia expected to remain stable amid a strengthening MYR. This environment is expected to favour banks' margins and non-interest income, bolstered by improved economic prospects and attractive valuations.
馬來西亞的銀行業有望受益於聯儲局基金利率的預期下調，預計馬來西亞的利率將保持穩定，而馬來西亞林吉特的走強將進一步支持這種環境，這種環境預計將有利於銀行的利潤和非利息收入，支持經濟前景的改善和有吸引力的估值。
A report by Maybank Investment Bank (Maybank) highlights that no cuts to domestic rates are anticipated, with the Overnight Policy Rate (OPR) projected to stay at 3% through 2024 and 2025.
馬來銀行投資銀行（Maybank）的一份報告指出，不預期降低國內利率，2024年和2025年隔夜政策利率（OPR）預計將保持在3％。
Maybank maintains a POSITIVE stance on the sector, noting that the stability in domestic rates is likely to support average net interest margins (NIMs), which could see potential upside into 2025. The report underscores that industry current account/savings account (CASA) balances have resumed growth, easing margin pressure, while Malaysian Government Securities (MGS) are forecasted to provide marked-to-market gains.
Maybank在該行業保持積極立場，指出穩定的國內利率可能會支持平均淨利差（NIMs），這在2025年可能會有潛在上漲空間。該報告強調，行業活期存款/儲蓄帳戶（CASA）餘額已經恢復增長，緩解了利差壓力，而馬來西亞政府債券（MGS）有望提供市場估值收益。
The current climate is deemed favourable for foreign investment, with improved economic conditions and the strengthening MYR creating a conducive environment for foreign flows back into Malaysian banks. Foreign investors have recently shown renewed interest in banks such as AMMB, CIMB, and Maybank, reflecting the sector's robust outlook.
目前的環境被認爲有利於外國投資，由於經濟狀況的改善和林吉特的升值，創造了一個有利於外資流入馬來西亞銀行的環境。外國投資者最近表現出對亞馬遜商業銀行（AMMb）、聯昌銀行（CIMb）和馬來銀行（Maybank）等銀行的新興興趣，反映了該行業的強勁前景。
