Nu Holdings Q2 Earnings: Warren Buffett-Backed Bank Posts Upbeat Quarter, Stock Jumps After Hours
Nu Holdings Q2 Earnings: Warren Buffett-Backed Bank Posts Upbeat Quarter, Stock Jumps After Hours
Nu Holdings Ltd (NYSE:NU) reported financial results for the second quarter after the market close on Tuesday. Here's a rundown of the report.
紐交所上市公司Nu Holdings Ltd （NYSE:NU）報告了週二下市後的第二季度財務業績。以下是報告摘要。
Q2 Earnings: Nu Holdings reported second-quarter revenue of $2.8 billion. The Brazilian bank's top-line results were up 65% on a year-over-year basis.
第二季度收入爲28億美元。這家巴西銀行的營收結果同比增長65%。
Nu reported second-quarter adjusted net income of $563 million, up from $263 million in the second quarter of 2023.
Nu報告第二季度調整後的淨利潤爲5,630萬美元，高於2023年第二季度的2,630萬美元。
Nu Holdings said it added 5.2 million customers in the second quarter, bringing total customers up to 104.5 million as of June 30. Monthly average revenue per active customer came in at $11.20.
Nu Holdings表示，第二季度增加了520萬名客戶，截至6月30日，總客戶數達到1.045億人。每個活躍客戶的月均收入爲11.20美元。
Total deposits increased 64% year-over-year to $25 billion. Net interest income surged 77% year-over-year to $1.7 billion, driven by expanding credit card and lending portfolios. The company ended the quarter with $9.8 billion in its interest-earning portfolio.
存款總額同比增長64%，達到250億美元。淨利息收入同比增長77%，達到17億美元，主要由於不斷擴大的信用卡和貸款組合。該公司在可獲得利息組合中擁有98億美元。
"Our second quarter 2024 results reaffirm the strength of our business model, efficiency in our execution, and resilience of our credit underwriting," said David Vélez, founder and CEO of Nu.
Nu創始人兼CEO David Vélez表示：「我們2024年第二季度財務業績證實了我們的商業模式的實力、我們執行的高效性和我們的信貸承諾的堅韌性。」
"We believe that this business formula, propelled by exceptional talent, technology investments, and brand love will pave the way for Nu to become the largest consumer technology platform in Latin America."
Nu表示：「我們相信，這種商業模式，得益於無與倫比的才能、技術投資和品牌的喜愛，將爲Nu成爲拉丁美洲最大的消費者科技平台鋪平道路。」
Nu said it's adding an estimated 1.2 million new customers in Brazil on a monthly basis. Nu now has the largest number of active customers in credit operations in Brazil, the company said, citing Central Bank data.
Nu稱，每月在巴西新增約120萬名客戶。Nu現在在巴西信貸業務的活躍客戶人數最多。公司引用央行數據稱。
Nu added 1.2 million new customers in Mexico and reached a milestone in Colombia, surpassing one million customers in the region during the quarter. Nu said its core products, mainly credit cards, NuAccounts and unsecured personal loans reached approximately 42 million, 78 million, and 9 million active customers, respectively in the quarter.
Nu在墨西哥新增了120萬名客戶，並在哥倫比亞實現了里程碑式的突破，在該季度達到了100萬名客戶。Nu表示，其核心產品，主要包括信用卡、NuAccounts和無擔保個人貸款，在該季度分別達到了約4200萬、7800萬和900萬活躍客戶。
It's worth noting that Berkshire Hathaway chairman and CEO Warren Buffett maintains a stake in Nu Holdings. Berkshire held more than 107 million shares of Nu Holdings as of March 31.
值得注意的是，伯克希爾·哈撒韋公司董事長兼首席執行官禾倫·巴菲特持有Nu Holdings的股份。據3月31日透露，伯克希爾持有超過1.07億股Nu Holdings股份。
Management will hold a conference call to discuss these results at 6 p.m. E.T.
管理層將於東部時間下午6點舉行電話會議，討論這些結果。
NU Price Action: Nu Holdings shares were up 6.81% in after-hours, trading at $13.58 at the time of publication Tuesday, according to Benzinga Pro.
NU股價走勢：據Benzinga Pro於週二發佈的數據顯示，Nu Holdings股價在盤後交易中上漲6.81％，報13.58美元。
Photo: Miloslav Hamřík from Pixabay.
圖片來源：來自Pixabay的Miloslav Hamřík。